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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
7 o: @& q8 i+ H1 X# M' U7 }" m0 @; o你想开哪种帐户? ) j1 U" A/ I( K5 B. u4 X0 S

4 K& J2 Z, I8 Q: P6 N' WDo you like to open a current account?
5 ^+ y6 P! m" z( j你想开一个活期存款帐户吗?
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( B; }9 i: K6 K8 ^6 @% y% i) kA deposit or current account?
; S( Q  j1 W0 K' b定期还是活期?
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Please tell me how you would like to deposit your money.0 [- _& x. P6 i2 T+ ^8 K
请告诉我你想存何种户头?
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8 {4 X9 F. q; t2 D0 n) j8 UThere's a service charge for the checking account but no charge for the savings.% H5 I0 W/ P& @
支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
2 `& G3 G( U! |4 \3 b我们储蓄存款的最低存款额是100美圆。
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$ M: [6 Z3 p5 ~6 Z7 vFive yuan is the minimum original deposit.
& v3 E* V7 n# T) \6 Y9 m/ }最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars./ W3 E7 w7 G& _8 K  y5 c- e
你可随时以50美圆的起存额开立储蓄帐户。 $ i& N. ]( G4 _" {( {9 C4 ^. H0 n

8 Y1 t% [& }& h" g+ X7 [/ Z# oEven one yuan is all right.
4 @8 i' @# H$ q& B3 m) ]. L甚至一元也可以起存。 " G- P$ a" p8 Z# U) p# {

! w% n6 F5 T, }: ?; zHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.* _. x$ @7 n. A& H1 U+ C2 @
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.# J, _5 }- C0 ^7 E- E: O
我想开一个活期存款帐户。 , M5 E, B4 Y; T* R0 V4 k3 C

: O1 {& B" O; f! A) s; T0 t& {I need a checking account so that I can pay my bill.& N4 N! A7 I, r; m8 C- Q* o
我需开个支票帐户,这样就能付帐。 + u0 D, E1 F/ b, j

) D4 U( U% @  d! ~  T' Q) XWe'd like to know how we open a checking-savings account.
* ]. h$ F+ `0 k7 Q1 G我们想知道如何开一个支票储蓄帐户。
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& J1 m) P# f' U3 @" VI have a checking account here.
2 l4 D2 l$ [7 {+ W; A我在这里有一个支票存款帐户。
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5 I7 X* ?1 v% ?9 U3 b. x6 NI think I'd like a deposit account.
  s% X6 d: C8 Y$ d" h我想要开个定期存款帐户。 8 J% J4 s" a5 r7 J2 R

2 H; u9 c8 `( W/ J! UCan I open a current account here?
- a6 r% {$ S3 f; u我能否在这儿开个活期存款帐户? 0 q$ ~, j, c6 e! x% v. n

4 f/ m2 u/ H0 F% ~I want to open a deposit account with you.
# o2 ~* b/ J4 l$ a- h我要开个储蓄帐户。
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7 i8 g2 z4 U, ~" w, \9 V4 ~I'd like to open a deposit account with you.
1 }. j7 @6 v3 J( Q: K6 m% }我想在你们这儿开个定期存款帐户。
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5 I% |7 h. Q2 Y; q4 g& }Could you tell me the difference between a savings account and a checking account?- A- _. T6 g# R% O
请告诉我储蓄存款与支票存款的区别好吗? , m  ^7 b# X! K

" k) H' j* T. C( ]* J2 KPlease tell me the procedure for opening a savings account.9 R3 Y) ~- A  Q4 N4 _2 s4 j
请告诉我开个储蓄帐户需要什么手续。 4 L) q( U/ Z* |8 `6 Y4 W
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Will 100 yuan be enough for a minimum deposit?  U6 m! ~" c6 c+ u
100元作最低存款额够吗? 8 R8 J3 \3 H! T  V1 V6 y1 k# \% ]

+ P2 f, i% N) F6 t  ]I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
2 h1 F) |# i5 x' X6 G9 w5 I我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?6 s* s/ \4 }1 p- z6 f! E
请告诉我如何经管这个帐户好吗? ) t8 Q8 ~; Q0 s) Z3 L, l0 G
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Is there any minimum for the first deposit?8 l$ ?0 _4 P9 H5 C
第一次储蓄有最低限额吗? 8 ^* W& V6 e5 N3 S7 Y
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How much does each account cost?, M/ t( z6 n; K8 u/ s2 ^. i/ ]
每个帐户要花多少钱?
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Useful Phrases
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current deposit, current account 活期存款' d' X- e1 g5 i" C$ D- D9 K
fixed deposit, fixed account 定期存款
5 T' f/ A" r0 |4 W% Bfixed deposit by installments 零存整取' J- P1 W% o+ U+ b
joint account 联名存款帐户, X' f: B- k; y( H$ M
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款( D. @) T* W' `( L% V
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How much do you want to deposit with us?
- g: q( G; I7 j; D: j: _* L: n) J你想在我们这存多少?
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How much do you wish to pay into your account?
6 K- K; a" m( |: v你希望在你的户头上存多少?2 J# s: D! a0 d# A; ~
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How much money do you plan to keep in your account on a regular basis?
' n. D5 M, ?4 e  y5 h% i你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?$ X4 N$ B5 A: \! Y5 ~
你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
3 o4 |; u' T& m我认为你可把钱存入银行,或留在银行暂保管起来。
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; g. d1 p* x1 v) @Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?& i, s6 z8 ?1 o6 R+ k6 r
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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& \- h- u1 ]6 G0 k; w: C9 h2 ~7 v: tI want to deposit 300 yuan in my account.  W3 D( r5 b  t2 E, b- E
我想在我的户头上存300元。
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I want to deposit these cheques in my account.
, l$ P4 m4 T) D% I' a9 e, D9 Q: S我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.* P8 T; Q# y$ k# l$ \3 \' v1 c
我想在在我的定期存款户头上存200元。( T4 T) d$ Y1 J

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: q+ \  g& r' h! i& _I want to deposit my paycheck.
8 w$ ~9 s" k, K' m. v& u; S7 g我想存入我的工资支票。3 I: q) [+ f5 u! A
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" n) ?6 U3 N+ y8 G$ v( o& AI'd like to know whether I can cash a cheque here.' F, r1 b$ w( q( z0 p
我想知道我能否在这兑换支票。
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  A0 N4 j9 K9 M9 j$ mWill you please cash this traveler's cheque?/ K8 W1 p7 e' n% `. N! Q1 a3 w% P6 T
请兑现这张旅行支票好吗?
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! p% s8 _& V0 b: A! f" VI'd like to cash this money order.  ^* q% I; ]! o
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.
1 N* N  A9 Z% j" W我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?
6 t$ t( T' B& v4 }( P5 p$ B2 a请告诉我兑换支票收手续费吗?1 q) j* a9 w* J2 B/ H* ?
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Could you tell me how much the checks cost?( v7 e5 r! \4 G  X( b& k6 |) g
请告诉我这些支票要花多少钱?* [1 V/ J5 F$ |* G) x$ H* d5 a

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What if I overdraw?
+ J5 |  k) @1 T  `1 ?& n# O如果透支了怎么办?
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# S7 W$ Q( D# g6 H7 aPlease sign your name on the bottom line if you want to cash the check.( v8 R6 l( J8 R, x( D
如果想兑支票,请在底线上签名。1 d1 O& q" W; Y5 W8 N7 m# B, D" Q' }
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# l" q7 W' v5 r  ?Please write your account number on the back of the check.+ K6 @# V# W$ L
请在支票背面写上你的帐号。% `2 g; d5 X: o0 l. C* a

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! S% O$ {& r. }4 ]  [We honored the check as the overdraft was only 5 yuan.
& `! I' N1 ]' u. c- [0 r我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.5 y8 _- l% k4 L9 ^
请背签这张支票。8 S% G* E6 d9 ^) \% o

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3 `" \( A" _3 b" b) e2 x+ N1 |8 BThe traveler's checks cost 1.5% of the total amount of purchase.
7 l, K6 R3 Y, f, t旅行支票手续费是购买总额的1.5%。! @: ^, ~/ @- L

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3 r$ E) c4 r" L' e- n$ y& V, h, V* kHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".( q" }9 N/ _1 q+ p  N: M( i3 G3 H3 d
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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. ^! D% E0 f( {8 a2 u' rEach cheque you write will cost 2 dollars.+ j/ t  Q% _# x# X3 d2 |) a" v
你每开一张支票将花2美圆。
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Useful Words and Phrases 4 W0 J3 \" ~: x* D4 d- K: X, h+ J
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account number 帐目编号
2 e& v1 I8 U9 g) x+ gdepositor 存户' j' l) _$ s2 Q+ l. f2 q: A$ ?3 d
pay-in slip 存款单
' D5 S% o2 R; r8 na deposit form 存款单4 o: T" x1 ~7 O" ~
a banding machine 自动存取机/ j1 d0 ~0 H8 H3 V
to deposit 存款- C/ V( J# Z3 }
deposit receipt 存款收据
5 l$ x8 A9 y* q( o0 Mprivate deposits 私人存款
) v1 b7 I7 f4 xcertificate of deposit 存单
; @, z) w" K& m( b$ f8 Tdeposit book, passbook 存折' A) p0 T3 N7 p
credit card 信用卡% ~" ~+ Q1 c( ?( k% _/ {, H
principal 本金6 p' a2 ~& j1 @6 H0 f; i
overdraft, overdraw 透支6 X( C2 g. k$ [* a8 D) d
to counter sign 双签
& z# q$ U* |! H! I/ bto endorse 背书
( T1 F$ B1 t+ J, `: @endorser 背书人
2 a1 [, [0 U# ~+ Oto cash 兑现
2 o- u1 c: ^1 Y1 \( ]8 F" C6 Tto honor a cheque 兑付
. |9 g" T$ g0 L; R/ I% A7 Tto dishonor a cheque 拒付  V. `% N3 E( X0 d1 c1 L
to suspend payment 止付2 Z9 F# v- R4 Z
cheque,check 支票
. T( O# C' w) b& i# H! B" kcheque book 支票本% H  [$ q3 o. R4 J% O" E
order cheque 记名支票% v  P0 u) C/ T( a; P
bearer cheque 不记名支票& }, ^) @7 _  L
crossed cheque 横线支票
) i$ q  U$ [3 R! h7 Nblank cheque 空白支票
9 S4 V8 x2 g4 o3 C, q* Urubber cheque 空头支票/ F  n0 M; K' j9 I2 i7 I
cheque stub, counterfoil 票根" {2 x# }+ M! ?: ]% _
cash cheque 现金支票% b) W. p+ k: m, j) g. v
traveler's cheque 旅行支票; s! Q3 R# d% z. ~
cheque for transfer 转帐支票1 K7 g8 T# A, p5 ?3 U. ^8 X
outstanding cheque 未付支票
% m: w# f. o% s" U4 Scanceled cheque 已付支票( f) B+ Q7 ?0 Y7 {; k
forged cheque 伪支票
- q1 o8 _" L$ Y! j$ w; P- lBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
理袁律师事务所
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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4 p# ]& W- c8 o% n: FI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
: j' i8 D8 r5 H' d我想知道一下我是否能提取存款来支付天津购物的费用。
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; U( s5 U, O! l  S+ FI want to withdraw 200 dollars from my deposit account.
& b; A. z' v. w( t* X! h; b" c我要从我的定期存款中支取200美圆。
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I want to close my account with you.
, u* R; U' W( N; a+ V我想结束在你们这儿的帐户。
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4 P7 q8 _: Q* XI'd like to draw 100 yuan against this letter of credit.8 |8 M& t, v/ k9 }# Z, b
我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?8 M2 D$ z8 x% f3 i! D
我可以在这儿用这份信用证取钱吗?9 S) a& ~( _' k) w6 i$ E

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4 \" k  m, W) g% I3 m+ D: p9 j3 [Could you tell me my balance?, y: n# e8 O* s, e, ^( Y* @% A
能否把存款结余金额告诉我?5 |& H- K9 ]$ L' ?, j2 K

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Please let me know my balance.
  q3 M: p4 K9 J  S7 R请告诉我结余金额。+ C7 x3 p1 f8 q" D) }# s

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( T7 j( L- W1 l! pI think you can draw on this account by cheque in payment of goods.7 O2 H/ @% G; [, G4 P% r
我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.- V: W0 s3 x9 c7 j/ s$ E
你在本行的结余是300元。
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( A. W* H$ E$ _0 p7 J" L' W1 y) gYour deposit is exhausted.& z' Z9 t0 B  I" o: ?1 x
你的存款支净了。( G; v* X  j( c& x
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% v& n# p7 r9 ?+ B$ K( {Your letter of credit is used up.6 Y5 B  Q" |4 T; R7 ]
你的信用证用完了。
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2 c& L) u# n  c3 m/ q0 h) t( wPlease tell me how you wish to draw your money.
5 V8 l3 E7 P6 {9 j# i) U' r: e% V请告诉我你希望怎样支款。
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  n, Y4 P4 \+ U" h; qFill our a withdrawal form, please.
8 R( n  a6 v% z& l3 _% Z请填写取款单。3 E% E+ N/ @  P  i9 P

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The letter of credit is exhausted.
% _; |; @) S* B* \1 S$ a; b( M信用证上的款子已提清。& \7 O1 T9 W0 x
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  z) y/ Z% C; y; p$ iThe letter at Counter 6 will pay you against your number slip.
" S7 p' h& p* u  }7 t9 M" g* z( s六号柜台的出纳员将根据你的号码牌付给你钱。 4 E; L' L) j  R0 W% n0 M- N- n
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5 q. \: P6 z. o; c/ b2 @0 rUseful Words and Phrases
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to close an account, to clear an account 结清
% H2 U, o. t- x- rto draw money 取款
2 c1 H' R, P) R9 u$ v/ ]drawing-out slip 取款单
7 I$ H9 c& `& h! I4 `the number slip 号码牌
! V  I7 u3 |3 [* S$ J+ xa withdrawal form 取款单& e/ z1 N1 \- P
to fill in the receipt in duplicate 一式两份填这张收据/ Q4 U/ A( J& W+ |9 [
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表4 s! B! L  }! m- z- h/ E
好,已收藏!

  ]/ F$ |) F6 h  wMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
8 y. U1 q' C0 [3 G! }/ }& \* u% v# v3 j
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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