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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户: Q( r3 u9 B8 x

" |$ W: l5 n- x. g' v- L) iWhat kind of account did you have in your mind?
* f% S! d9 }4 h' t, P你想开哪种帐户? " F1 V( b3 `% L2 S3 c4 `+ y

& v- I4 C3 F- j8 DDo you like to open a current account?
- X9 Q) a) `8 f) i( b( D4 w" [你想开一个活期存款帐户吗?
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$ Y# Q7 s7 m/ W# Z) XA deposit or current account?
6 ^" W$ d4 L( G' E* r定期还是活期?
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Please tell me how you would like to deposit your money.
) D/ p  u* E$ j% Z$ L7 Q请告诉我你想存何种户头?
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) T' D4 J+ y7 c  c! xThere's a service charge for the checking account but no charge for the savings.( G+ R) Q7 ?/ J, L! Z+ }9 F/ x
支票户头要收服务费,现金户头不收。
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3 K$ R6 Z: {( ^9 c) a- sOur minimum deposit for a savings account is 100 dollars.% b) Z% q8 z" S3 v6 A
我们储蓄存款的最低存款额是100美圆。 8 x, L  O$ X2 m5 D) R

$ M2 h$ d/ B0 I+ s1 q( rFive yuan is the minimum original deposit.- K  e+ W: M3 b9 x
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars." g: M; U, ]8 R' i0 z/ ]# l1 y& S
你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.
8 j1 f: |0 W/ l- [8 F甚至一元也可以起存。
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1 j) t4 A# G" J. @7 V" k, o7 {! I. F3 hHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.. V5 I' V  U6 p: r- p* \
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 . T5 D4 p" I& u8 J* v5 g
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I should like to open a current account.
/ F* f6 S! ^; j3 M* a" M我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.# C# o) O+ ^  i0 D
我需开个支票帐户,这样就能付帐。 ; W; z! c; @9 e, L7 v& r- K# E

. l3 ~) m0 g1 S4 b1 ^( a8 BWe'd like to know how we open a checking-savings account./ u2 u4 F, y. g) J/ \
我们想知道如何开一个支票储蓄帐户。
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; w' I! c% i+ Y) ~' e6 YI have a checking account here.+ f( U  Z. X6 V, G- ]; ~8 s
我在这里有一个支票存款帐户。 ! _. a! L' G% s- H0 f( H' h
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I think I'd like a deposit account.; ^! k4 m" x" Y" W1 N1 k+ G3 _( d
我想要开个定期存款帐户。 * v" J' E% l  k, i) X

  n' c6 ^# j5 Y7 j5 \Can I open a current account here?
* I" _2 ~7 b! `8 T我能否在这儿开个活期存款帐户?
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! [% G0 V+ T, @5 K6 \: k& nI want to open a deposit account with you.) i+ U0 x7 Y: w! @3 Z1 V
我要开个储蓄帐户。
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! w# w4 |0 I$ Q: R" rI'd like to open a deposit account with you.& H/ z  K7 D1 Y3 _
我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
3 I# {3 H" U% r+ k, K% b4 [* s, W请告诉我储蓄存款与支票存款的区别好吗? # X9 |3 j, Q4 A7 v* e) a9 t

6 h( E- H5 |2 r; M- ?/ f7 C: Q. bPlease tell me the procedure for opening a savings account.
5 u/ z2 S9 g# v9 N( Q- k( z, Q请告诉我开个储蓄帐户需要什么手续。 - R- q3 p( \0 Z  [: z* z" Y
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Will 100 yuan be enough for a minimum deposit?
0 {8 O* F- A. K7 [100元作最低存款额够吗? : J% r7 C1 _; A# l' I
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
& X1 ^! b! K, M! C( D& R% b; r$ {我想知道开一个支票帐户200元存款是否够。
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- ?( F+ _. f6 E% @Could you tell me how to operate this account?2 o& b& H8 r7 y% n# X: ^0 ]
请告诉我如何经管这个帐户好吗?
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  N# R3 q' c) eIs there any minimum for the first deposit?
8 r1 w  a% ?: h& T, A$ m: z第一次储蓄有最低限额吗?
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How much does each account cost?4 x* S& x2 ~6 t( a0 ^! H
每个帐户要花多少钱?$ m& K$ G4 V2 }8 V+ s5 G
 
( u5 k. Y1 G2 N/ ?Useful Phrases % g8 K! k9 x; U0 {& n
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current deposit, current account 活期存款. n$ J* j5 A0 V7 Y& |* s* v' d+ j
fixed deposit, fixed account 定期存款1 }4 i9 R6 o6 w- J. i7 V3 D
fixed deposit by installments 零存整取- Y" ~( B/ A7 ]/ O
joint account 联名存款帐户
3 e: R( ~- v- V8 t& Z$ W/ Y3 _to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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" v6 O6 I/ i% `. g0 B0 c# uHow much do you want to deposit with us?) u: l6 T# g5 j' _$ k
你想在我们这存多少?
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How much do you wish to pay into your account?
( w6 p  c& y$ |2 m4 u你希望在你的户头上存多少?4 L$ ^" S! |  [7 s8 j( ?& e
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How much money do you plan to keep in your account on a regular basis?
0 `! x7 e$ X/ v. ?; o" z你计划在你的户头上定期存放多少钱?9 T+ J1 W8 A. L* y; t9 M, E" J: X- H6 Z
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How much cash do you plan to deposit in your account?
9 ~) o9 [2 p8 G( M7 y) e' }6 U你有多少钱要存入呢?, ^! y' s+ I/ G6 [% k! m" w1 a
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
+ S9 |. l) ~, [3 x8 s4 c! V我认为你可把钱存入银行,或留在银行暂保管起来。; {) S0 Z5 S' F
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( q& `1 d9 {) YWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?5 [% M. V$ O3 B
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?' ^- y! p6 f) H3 A

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% u0 I3 z# e1 TI want to deposit 300 yuan in my account.5 ~5 v% H8 N& Y" w* z0 c! F% x7 e+ r
我想在我的户头上存300元。
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; [8 l1 ^! N; n( ?I want to deposit these cheques in my account.
+ S5 v  h8 Q% y# b! I6 Y; \0 E- t我想把这些支票存在我的户头上。  n. F7 H: m, D7 ~5 v; b8 \: R& T
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I'd like to pay 200 yuan into my deposit account.
: \) u1 y' l, Y  x& u+ Z我想在在我的定期存款户头上存200元。5 Z4 j5 c/ C$ y# I0 m$ E  H9 n

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( A5 z( v/ N  f+ _- ^I want to deposit my paycheck.  ]- b% W5 Z- B* N
我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
; s- A& l0 z6 M$ P. O9 [我想知道我能否在这兑换支票。5 }1 U+ u+ a6 D/ Y: O
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$ a) f/ _; G5 r% s! |' K$ m- lWill you please cash this traveler's cheque?3 s: Q4 m! z' `$ I  y+ O
请兑现这张旅行支票好吗?1 ~. d* p3 A& ?8 d- N$ H  r
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I'd like to cash this money order.; I1 u: }0 l& |- q( l4 j( ~
我想兑现这张汇款单。  j( a6 b& k5 u; {* N
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I want to cash the balance of a traveler's letter of credit.  G5 g+ Y- U: x: w( S( [
我要把旅行信用证的结余兑现。4 D+ O) m1 R: @$ Z% T$ x4 `
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Will you please tell me whether you charge for cheques?
& M9 G# F, M7 i* Y3 }请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?% F; g+ o8 Z! w- B
请告诉我这些支票要花多少钱?
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What if I overdraw?
0 T. i: S" [8 D, u如果透支了怎么办?1 r1 W1 x7 p% ?& {+ e- A" }; z

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; t. m$ v& b& E2 R3 n" d9 dPlease sign your name on the bottom line if you want to cash the check.
2 V1 x/ d. s" C8 J+ ^& W如果想兑支票,请在底线上签名。5 ~& d' I6 f4 B+ k
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Please write your account number on the back of the check.
7 F9 r' w% M0 o5 X. _请在支票背面写上你的帐号。5 T* }6 T9 ~& z/ {0 f9 p

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We honored the check as the overdraft was only 5 yuan.
7 X  o; D" M& A  p; L+ d  |我们承兑这张支票的透支额只有5元。# y3 x& C7 l7 l
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Please endorse the cheque.; I' h) i9 l1 Z! O- c  r: {! a
请背签这张支票。
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5 S5 B* k- J! I' s* y: W! M6 dThe traveler's checks cost 1.5% of the total amount of purchase., [! ]# _7 c- Y: [7 L3 l. L4 a1 B+ k
旅行支票手续费是购买总额的1.5%。
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8 ~# A1 G% h# z0 E5 K& N) WHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".) G6 j! Z3 c4 B( C( \8 @
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。' g1 n/ R7 F& ^
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Each cheque you write will cost 2 dollars.$ B) l# N( T6 x% I* f$ n' Y' q
你每开一张支票将花2美圆。$ m+ q2 z( S! t' S! {
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. A/ A" r; p6 f. p. WUseful Words and Phrases 2 E; _* {6 \  F$ U+ H  W; b

6 l. z" Q3 h4 g; G2 _' M* Z6 p( uaccount number 帐目编号
+ L" z3 A0 N5 p) k$ F; Idepositor 存户
6 V1 b3 H. P; P9 ]7 Q$ |$ [) Ypay-in slip 存款单9 p0 u# o& e$ r% \; @5 N
a deposit form 存款单0 R0 \# ?& c8 E- [
a banding machine 自动存取机5 z  d4 u1 {$ e# t' e( ^& `
to deposit 存款
9 l/ N7 ]8 M# M" X, ^deposit receipt 存款收据
7 j1 z6 C1 J+ ?0 `/ E2 }private deposits 私人存款* z" V; S1 S, {
certificate of deposit 存单" u  Z( J  P# Y& U0 e
deposit book, passbook 存折7 U& z3 J# }- A1 e& H. U6 _
credit card 信用卡
# M2 q' F5 ?5 L- jprincipal 本金( V' V. T+ @) |
overdraft, overdraw 透支
* R0 c! u5 J4 T6 n; yto counter sign 双签" s3 t  G4 E( l% m& _
to endorse 背书
7 y% N+ z* d% m  V& E4 A0 iendorser 背书人
$ G6 G: p7 R  Z8 cto cash 兑现
3 M) F3 C, x: v- S# jto honor a cheque 兑付
8 P6 W2 C$ {* ]' i- d, v$ wto dishonor a cheque 拒付" l8 \+ |9 s, U- A& t) t
to suspend payment 止付' d6 W1 U& z7 V, v2 q- ~
cheque,check 支票
9 r* t+ v% U( ]* P& w4 [' L1 hcheque book 支票本  ^$ P4 ^/ E( ?) H/ k
order cheque 记名支票! u% q4 I% J# g- G. M
bearer cheque 不记名支票/ B" \- J) H6 g3 \* w6 M* N9 Z
crossed cheque 横线支票$ E- c4 f2 ~3 E% E0 X' O. z9 j; `9 A
blank cheque 空白支票
% l- l- _' t7 K( Z. p, H. `( V2 [rubber cheque 空头支票
% e! i3 p4 U& g5 V- I9 kcheque stub, counterfoil 票根$ w- x9 l) B6 Q  |( l. @
cash cheque 现金支票
- r$ V0 @$ C9 `4 Btraveler's cheque 旅行支票
; l, [- c8 W$ [! |/ ]9 k, [3 zcheque for transfer 转帐支票
$ s8 ~+ l5 \$ N0 |, O) Ooutstanding cheque 未付支票
% w$ x2 H# t9 Ccanceled cheque 已付支票
' I: r. B. j4 }forged cheque 伪支票3 |' [  y+ |* p2 T4 o- @
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
& h: r$ }9 T$ Z6 e+ G$ Y' B我想知道一下我是否能提取存款来支付天津购物的费用。/ i) P8 V5 i# a9 k. }5 H

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  @% l' a/ c* Y4 Q  D/ ?# _I want to withdraw 200 dollars from my deposit account.' H4 b' a3 u' A3 J% |* Z- y6 X
我要从我的定期存款中支取200美圆。
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I want to close my account with you.
2 g* ]: d0 h1 ]; s& i6 U; i' J我想结束在你们这儿的帐户。
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  {2 d6 a% l7 f3 q' Y1 c  a+ YI'd like to draw 100 yuan against this letter of credit.5 A6 ?$ l3 g5 u& f5 s! b
我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?4 N2 t/ f7 e- S- Q2 ]+ |5 U
我可以在这儿用这份信用证取钱吗?
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* Q$ {' D- R+ m. o! m2 i& A% Z% b5 Q/ ACould you tell me my balance?
7 x1 k2 b$ t9 i# i能否把存款结余金额告诉我?
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. m  K$ r1 J- K3 i& }% ZPlease let me know my balance., z" Q8 k& t# k0 o# o
请告诉我结余金额。5 G8 _- w* [, D

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I think you can draw on this account by cheque in payment of goods.
# m0 W: r; L- a% b  b我以为你可用支票提款支付购物费用。. P# o% C) w! X, H1 ^
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Your balance at the bank is 300 yuan.% F8 ^9 L# h3 Q$ H7 D6 P  w/ s
你在本行的结余是300元。$ ~2 p7 m/ w* s/ O2 p" _& @

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Your deposit is exhausted.
8 `, o6 q/ Q) z7 Y) Z$ P你的存款支净了。7 c) S. |. n1 }+ T- H' ]
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Your letter of credit is used up.. p( r) A+ v2 M9 e% O8 Q6 M2 r, ^* p
你的信用证用完了。
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: t& N5 ]/ ?. j8 p1 D$ j/ k! \Please tell me how you wish to draw your money.
  G+ {  ?* e" D请告诉我你希望怎样支款。
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8 X* L) Y. E% p& F8 q/ C7 F8 cFill our a withdrawal form, please.& b9 n: d  e/ A3 v4 a
请填写取款单。
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The letter of credit is exhausted." x6 U9 |  {/ o2 ]3 x2 t
信用证上的款子已提清。
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: A1 d; ^  \& A5 i9 r  V' FThe letter at Counter 6 will pay you against your number slip.
- C) l& L( H/ v7 n! B4 }  f六号柜台的出纳员将根据你的号码牌付给你钱。 6 Y- q9 C- U; I, T0 d$ P

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Useful Words and Phrases $ n$ W+ L# O/ D& O- G$ K4 Q1 T

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to close an account, to clear an account 结清
1 O/ D  w0 e" r- I5 x9 W$ Rto draw money 取款5 T, W- N8 ^3 [1 r  O' a
drawing-out slip 取款单( |" t9 ~) o, r5 C
the number slip 号码牌
3 N' X- I8 b; d5 [a withdrawal form 取款单6 E  k* c  h# o
to fill in the receipt in duplicate 一式两份填这张收据
& B$ Q1 S# J) w! I" gteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
- I/ @% s* Q1 Y2 X" O, c好,已收藏!
4 c& |% e7 f$ I2 C) u! A
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

9 e+ |" |+ U! ~! [0 j4 s- U% [+ Z
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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