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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?- Y2 Z9 E7 [" c9 [- e
你想开哪种帐户? - d, z+ S, T9 |& d" E

3 m% H, ?8 f! v& a+ {8 ZDo you like to open a current account?
3 N2 L! @# j( C2 p% f" [你想开一个活期存款帐户吗? & A  O& g) |4 t/ E" u
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A deposit or current account?
4 k' e+ ^" A8 Q6 r定期还是活期?
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: o3 o5 _0 {" |* S+ RPlease tell me how you would like to deposit your money.4 s7 j8 U1 V( w& x5 b1 v. P( x- ?
请告诉我你想存何种户头? ( i" e# A# L0 z$ x) T6 P

" _9 K5 Z& H) [4 S9 TThere's a service charge for the checking account but no charge for the savings.1 g- Z# K2 a- }8 M. w1 `
支票户头要收服务费,现金户头不收。 1 g0 t0 f% i; }/ Y  e/ x
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Our minimum deposit for a savings account is 100 dollars." f$ I1 D" I1 r- w
我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.
  r, f; d" O/ L1 I( M最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.
8 _! g3 I  }- W7 R% c你可随时以50美圆的起存额开立储蓄帐户。 4 [$ B  c2 b; E6 z# T  D1 z+ ?

- c8 x. X5 S2 QEven one yuan is all right.
3 L' Z! P# q& V# i! \& S; u: |' e甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.6 _$ D" V' Z( R1 v% J3 ?
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 6 d( K8 X4 c/ ?: X/ u6 ^
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I should like to open a current account.* X( h, s8 @6 y
我想开一个活期存款帐户。 0 `' r! \3 m# i  M" s% ?1 F

0 \, A( U0 b1 B# j$ R4 ^  UI need a checking account so that I can pay my bill., V2 l1 h) X$ a: x6 \1 u
我需开个支票帐户,这样就能付帐。 7 |& d: p1 H# I* D5 V4 f$ w
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We'd like to know how we open a checking-savings account.& t# m# x4 l) d$ |$ s) a7 S: T
我们想知道如何开一个支票储蓄帐户。 . M; ~2 G) |: ^; }. P( k. w! y
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I have a checking account here." \9 t$ G0 q+ S7 i6 i% V9 q6 C
我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
% D" Z4 L0 d8 K( c1 i0 G# o  |我想要开个定期存款帐户。
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) K3 d" N: g& a" h: ^Can I open a current account here?
# \8 F3 f3 t" V  \我能否在这儿开个活期存款帐户? * U- a& d* J) N* u8 f+ t2 H, {
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I want to open a deposit account with you.
9 G' S# ~% t/ ?- e+ S% O1 Y我要开个储蓄帐户。 7 N7 m+ L$ }. c) t0 ?: x7 D2 H

& [) o0 K1 U9 d: kI'd like to open a deposit account with you.4 w0 u4 s& p* H! u& s9 k# X; M" A3 C& [
我想在你们这儿开个定期存款帐户。 5 A& @0 Q1 d6 z/ k  a
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Could you tell me the difference between a savings account and a checking account?
7 q* W: E( ?/ L6 ]# u1 ]请告诉我储蓄存款与支票存款的区别好吗? 8 O& t4 e) f9 `  V0 U
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Please tell me the procedure for opening a savings account.; T8 C9 Y3 ^0 |( Q2 D) E8 y: ~/ O
请告诉我开个储蓄帐户需要什么手续。 3 \* c. [1 n, \. r, ]! C
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Will 100 yuan be enough for a minimum deposit?
) q, s, Q. Z* I  e100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.8 d& r$ A$ X+ h9 f  D# m) P2 z
我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?2 r; L0 v% i8 Z# F3 `
请告诉我如何经管这个帐户好吗? / K2 B' d8 z, C+ }6 `3 k  d  U
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Is there any minimum for the first deposit?6 L8 h" X' W4 J4 T) c9 ]) i
第一次储蓄有最低限额吗? 1 z+ f2 w0 L: \: K

3 R- H# J6 E9 \How much does each account cost?% D1 i5 f1 R' j9 |+ d4 q$ T: L3 \5 l
每个帐户要花多少钱?1 e8 k& M7 ~2 H  E2 J$ A
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Useful Phrases ( t0 k+ m3 S) _0 E4 t* O: O
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current deposit, current account 活期存款
; k" ?9 W, k' Q$ ]% T1 B; R. Xfixed deposit, fixed account 定期存款4 l7 i) t1 k* v; g* c9 A
fixed deposit by installments 零存整取" L, ?: V( T" ~+ z, ]; w3 G
joint account 联名存款帐户; |( h( T. ^0 i# _2 p" Q% S
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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% m2 v8 q1 q: J1 @; X1 jHow much do you want to deposit with us?
: Y# h8 {. k+ w' ?% i& H. Y( Z: S你想在我们这存多少?
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How much do you wish to pay into your account?7 Q5 d0 t0 D  {3 u7 R9 @/ O8 o1 H
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?/ I1 K6 Z7 \+ r0 O+ x1 L$ x, \
你计划在你的户头上定期存放多少钱?" G) {) u& L$ G8 j+ ~
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) q; u% O- b2 C$ S% e# I0 [How much cash do you plan to deposit in your account?
2 n" T: ^/ a2 C5 k0 z( u你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.# \0 ]5 C1 E% j3 h: i, |* u" m
我认为你可把钱存入银行,或留在银行暂保管起来。
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. \1 I7 c- k( \% LWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
+ T5 N' J/ P& }$ v& t0 ^请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?0 A( N4 H( t6 l5 c* u# J
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I want to deposit 300 yuan in my account.
  f) N8 o1 F# e: p我想在我的户头上存300元。
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I want to deposit these cheques in my account.
; w3 O# {5 M4 ]7 U  Y1 \3 \我想把这些支票存在我的户头上。1 y8 W% C- g- F9 Y% {

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9 ~( p: y+ o+ d' ]  II'd like to pay 200 yuan into my deposit account.
) Q; K% ^. k; L8 Y我想在在我的定期存款户头上存200元。' ^  V1 j1 ]/ A6 o# M2 E! X' U

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  ^( B) F3 b# ?8 t; {I want to deposit my paycheck.2 A9 K2 q6 G9 Z/ x; P; ^
我想存入我的工资支票。
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; ?* O: B/ ]- _& iI'd like to know whether I can cash a cheque here.
+ L: A6 O. ?5 g0 [( M我想知道我能否在这兑换支票。% s* d, ^1 K5 [$ _- f& o
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Will you please cash this traveler's cheque?" B6 W1 K* o' {- Q: K
请兑现这张旅行支票好吗?
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8 ^9 s+ Y" u2 R- @I'd like to cash this money order.
/ a( U& K4 |3 \" Z5 f( {8 c我想兑现这张汇款单。
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2 R% y* C, p- Y- i1 Z8 D4 G6 ZI want to cash the balance of a traveler's letter of credit.
+ F4 h$ z# c/ ^1 E6 [我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?
- J# Z- t% Y( x: x6 `- @请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?8 f) D' h3 B. O  ]) s
请告诉我这些支票要花多少钱?
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What if I overdraw?/ d% n1 e: l* ?, z2 O! U, C
如果透支了怎么办?6 S; |; B2 F- H+ _- U5 e
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Please sign your name on the bottom line if you want to cash the check.5 i# r. U& R+ r7 P- ^( w7 }
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.: V. Y/ S2 B- ~5 U7 O
请在支票背面写上你的帐号。
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+ [1 U" S* Q6 s; OWe honored the check as the overdraft was only 5 yuan.
1 B$ {; X% I) W) R/ o我们承兑这张支票的透支额只有5元。
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$ _1 G$ t: w& E* n! Z0 fPlease endorse the cheque.8 K, q. J" k( `' k; S
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
# ?/ w/ R" r) k1 `5 U9 [$ h旅行支票手续费是购买总额的1.5%。* @/ L/ K+ V6 t; c1 `" G2 z

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6 j, a/ g1 d0 X- `Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".$ h, V$ G* }; n, h+ X% n; g$ U1 K
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
1 |* Y; _8 [) c9 H/ c' R5 G# g你每开一张支票将花2美圆。
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Useful Words and Phrases 5 W7 X# q8 v7 ^- Z  H0 Z
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account number 帐目编号, G$ L0 ~9 Z/ |
depositor 存户
4 d) S- g$ F, e8 F% T& rpay-in slip 存款单
' U$ `) N: U, @4 H; fa deposit form 存款单$ p2 ?' F( s! V1 k) e4 }
a banding machine 自动存取机- s( j8 ]/ K. ~. d1 @% `
to deposit 存款
+ J7 M- A8 N! v3 `$ y. C( u5 \deposit receipt 存款收据- J! e- `$ Z( @
private deposits 私人存款/ j1 l& z3 }) q$ ]; W: a
certificate of deposit 存单* K* |' a# I8 B% W- y
deposit book, passbook 存折) B  J% W6 q( s7 s- V( r  [" ^* u
credit card 信用卡
+ w% k, {5 r: G, R! I0 u4 Cprincipal 本金, q" U: u) a  d
overdraft, overdraw 透支7 t3 @( n" t8 S1 H
to counter sign 双签0 r2 W9 ~- m: P, r# N8 |
to endorse 背书
4 X; H. s& o. j, H! p* e4 x% kendorser 背书人. ~  C0 x! w6 ^. n
to cash 兑现( O0 |( }% [% p* D% z5 O- A- e% w
to honor a cheque 兑付
8 g) R/ u; `& a7 i) {- x" G, gto dishonor a cheque 拒付
; Y) o; t5 ?- s; f0 A" }6 s% zto suspend payment 止付' o7 y- o% U; o5 G
cheque,check 支票$ w! K$ h- h5 \% O
cheque book 支票本3 T5 [5 J% |: o. t& |( E
order cheque 记名支票
1 |+ A' }* x8 Jbearer cheque 不记名支票
- s, Z  K8 U( zcrossed cheque 横线支票
7 b3 ]: r: k8 _1 t5 T+ E7 J. vblank cheque 空白支票# i- [' E4 T5 U0 s% a3 K
rubber cheque 空头支票' c" m- N8 ~& \% E# M! L4 ]. a
cheque stub, counterfoil 票根9 |7 C9 c6 D& f7 ]; ]. t( a) O
cash cheque 现金支票' y; z/ _3 `( H3 @  O) G. w3 y/ y" ^1 p
traveler's cheque 旅行支票
3 b5 H' r6 l- tcheque for transfer 转帐支票2 K+ o/ L: ?2 u
outstanding cheque 未付支票
& |% s9 H: H! R, h0 Vcanceled cheque 已付支票
! H% t4 `  v3 z: w5 ?forged cheque 伪支票
4 F1 C5 M8 x1 @Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.' e7 t( Q4 A: L3 ~+ E) u
我想知道一下我是否能提取存款来支付天津购物的费用。* `- K9 y9 t6 _" ]( [- d1 [; L
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' Y! k) e2 `" `" M, ?# oI want to withdraw 200 dollars from my deposit account.& X4 @: W2 M7 H6 F
我要从我的定期存款中支取200美圆。- m8 A/ T* @/ o7 N( ]* s9 B2 G) Z

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I want to close my account with you.
  t, E" ^, t( V: j2 A我想结束在你们这儿的帐户。* ~" ^+ q9 |0 e5 v' R
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, h; `& r  Q# cI'd like to draw 100 yuan against this letter of credit.5 G4 t% U$ Q) u! r- X- ?7 ~) M2 R
我想从这份信用证上提款100元。  @5 H9 g, f; \) }' Z" r' c

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3 |. F: F0 L. N9 a8 I( a5 A! z# `May I draw money against the letter of credit here?4 N  t) t+ U6 S& t5 a% A! Q! O
我可以在这儿用这份信用证取钱吗?
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! m7 {, E( t: ?  t" m+ s" TCould you tell me my balance?' h8 c# N, T+ O' \0 v) Y2 v0 _
能否把存款结余金额告诉我?' E7 _8 _: r' V( R( b. _

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Please let me know my balance.
5 Y, R% s6 ~( e2 K3 y请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
4 C0 q8 i% ?  A我以为你可用支票提款支付购物费用。( G( P9 j" N8 W  C

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1 c+ k/ P7 p# y+ D9 q, ?Your balance at the bank is 300 yuan.
. U: @: }6 l- L6 y1 s! z你在本行的结余是300元。
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Your deposit is exhausted.2 @  x% w) E1 V7 n6 g
你的存款支净了。
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& }0 a0 j: x! j. U4 {/ o9 z+ ?, bYour letter of credit is used up.
; {  F  V! U) y) H( {: r: V& U你的信用证用完了。
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Please tell me how you wish to draw your money.% v' ]! O* W4 \5 r7 u" [  b# f
请告诉我你希望怎样支款。1 |1 l, C; e, z

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! `5 F9 F" O- u' l  HFill our a withdrawal form, please.; W1 Z" A& Z1 I. T
请填写取款单。# ?1 ?3 m$ H  A2 }" Z! P  A

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3 p3 F5 g) Y' g8 j! eThe letter of credit is exhausted.( D) V2 D& |+ L9 T/ K- \, a
信用证上的款子已提清。
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0 l5 O- `/ P% H$ f" Z: `. m# ^6 PThe letter at Counter 6 will pay you against your number slip.# P, ]  S$ }+ d2 B+ p
六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases
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to close an account, to clear an account 结清
5 [/ k$ d( D! d9 t0 v/ P. h; P6 ^to draw money 取款. {. \( v5 n: ^  C! Y
drawing-out slip 取款单; }6 S: R; f6 ~! N! p8 [
the number slip 号码牌
( e2 {6 Q% U2 U( \- p2 |' X& E' @a withdrawal form 取款单9 m; P! B: t9 C# ^0 T5 G' b8 u
to fill in the receipt in duplicate 一式两份填这张收据
2 [3 \& @$ H) H; Fteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
  r' @9 ]% U7 V8 O( w: A好,已收藏!
9 p1 e9 p9 M, m, k7 ~
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

1 C6 Q$ U  K6 L8 i+ E
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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