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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户- l+ B' E2 u% F! s# h  ]

2 m) d7 D8 y$ P  ~- [8 qWhat kind of account did you have in your mind?" }4 ]0 o' L, n. Y! E
你想开哪种帐户?
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1 J! T$ l2 F2 v4 p5 n# z7 ~Do you like to open a current account?7 G9 R2 B7 h; d+ N# W  s$ Q
你想开一个活期存款帐户吗? 7 z! b: q% N2 K7 k" ~  z
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A deposit or current account?
- P8 v! v2 a1 \+ I. E( I6 P7 k定期还是活期?
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) }- C- K1 Y, O2 y# `* KPlease tell me how you would like to deposit your money.
2 A4 v2 C9 `" v3 t请告诉我你想存何种户头?
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6 F; ^. j2 a: Y: W5 jThere's a service charge for the checking account but no charge for the savings.
9 L9 D" V8 \" `, G' c支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.8 f. k* h9 U$ O  H* ?: j, ^
我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.) ~$ ~/ x7 K% n$ [7 e* f
最低起存款额是5元。 + A+ p; Q. U5 J6 e; s/ m; R, ^
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You can open a savings account at any time with an initial deposit of 50 dollars.6 q8 J+ e) S' I! H1 ^, u* t) C
你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.1 t, [! g  G* [% K7 E4 S- t
甚至一元也可以起存。
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. S/ l  [4 }) cHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
2 H' \# }1 n9 E: x3 p这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 ) u/ n; ^# W& ~- i  S1 `2 J/ {

0 A! m/ R+ w" T2 ^5 JI should like to open a current account.
& [5 {. q- f% g) R% x. l0 H5 D  G我想开一个活期存款帐户。
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' _" f/ d" K* B  I$ C7 E8 |  aI need a checking account so that I can pay my bill.8 v" p+ F! S4 B
我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.
& L+ _. `! M3 S' w我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.( ?7 V' X; a% e$ r
我在这里有一个支票存款帐户。
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I think I'd like a deposit account.' x  O& M: a% \2 b" a* P
我想要开个定期存款帐户。 * B3 g5 e: D' G( P. s5 n

9 p0 {: y& F; g, ^Can I open a current account here?
$ h* F7 F( f0 V0 y. k% e' e. Q我能否在这儿开个活期存款帐户? 1 u; z( e# A; r# e7 G( M4 O) E/ m- O
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I want to open a deposit account with you.& e) @. S3 ?2 C: W
我要开个储蓄帐户。 5 k! }, o7 z1 b6 P7 N  w

+ o  u3 e* j/ `) s+ S/ a- S& }I'd like to open a deposit account with you.
8 R" a) o7 z8 n$ W( q我想在你们这儿开个定期存款帐户。 , E- N3 D5 ?4 ]
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Could you tell me the difference between a savings account and a checking account?* r: x7 ~! {' I, S# n  L
请告诉我储蓄存款与支票存款的区别好吗? 7 s' i- t; A. ?+ E6 `
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Please tell me the procedure for opening a savings account.
& q  Y6 _4 g' k: M5 y1 `6 Q: Q8 I( N8 ~请告诉我开个储蓄帐户需要什么手续。 7 d1 ]% D, d8 ?7 j1 \. `

) B4 D. Y0 j' @  s6 f, BWill 100 yuan be enough for a minimum deposit?
  R  O2 M5 n1 n9 _8 V. Y100元作最低存款额够吗? $ F% |% u$ o; Q8 Z8 ]  W; ?/ T
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
# I& `  }# f8 ]我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?4 c9 s6 {# G3 m+ j
请告诉我如何经管这个帐户好吗? 9 S% g- |) q+ ~4 m4 _

$ N# n# M$ a" m% E& G& fIs there any minimum for the first deposit?' {, s' d9 G9 U& j
第一次储蓄有最低限额吗?
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5 L2 m/ I& y% Z8 u& Y, wHow much does each account cost?$ f, }2 T" O# @% ]
每个帐户要花多少钱?
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- N& q! s) L8 C  r3 s# JUseful Phrases
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( r' a! f3 C" F5 L- }" y3 ]current deposit, current account 活期存款, ]' [, }9 J' M6 u3 Q! r9 o5 @7 I
fixed deposit, fixed account 定期存款3 p+ s4 |& r) Y
fixed deposit by installments 零存整取# a4 W/ v7 C% C; J4 H6 L$ J4 B
joint account 联名存款帐户
. Q8 {' [  J' _9 X/ K4 E0 M3 _to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款; _2 {* [9 l& J( S& H1 R. Y" j
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How much do you want to deposit with us?0 ^1 Y9 ?: b: C* Z2 M& j! i. C# l
你想在我们这存多少?
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% F' c; L0 \* A! N% i9 uHow much do you wish to pay into your account?  E2 o/ s/ T. X7 Z2 ?
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
/ v* Z6 X7 W: y2 V8 V; h& `你计划在你的户头上定期存放多少钱?+ n; o4 J8 i; t% g
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) N' U/ n2 T4 W# g( k9 jHow much cash do you plan to deposit in your account?
1 i6 _9 @- V- |' y你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.: L& q- y5 U) \, T
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
- H$ M# v1 O. O+ u请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?/ `* n7 b  T: ^  h

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I want to deposit 300 yuan in my account., h7 f$ t* E( G. u2 K% M7 e' L1 P
我想在我的户头上存300元。' M: y2 j. `9 ]5 I7 R  b1 Q4 j
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: e- a5 c3 L* v1 J8 D* S/ c' yI want to deposit these cheques in my account.' B; {+ r0 L# l% E0 a
我想把这些支票存在我的户头上。
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  t& K3 C. n+ }0 U7 {: W2 K# nI'd like to pay 200 yuan into my deposit account.
& l8 P( n* u7 B9 Q7 P0 Z我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.
! ]# G0 j( S# G0 i1 k& z4 `6 e我想存入我的工资支票。3 H; v- ]' M/ P

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I'd like to know whether I can cash a cheque here.* Q0 z5 ?! \0 Q; Q& @5 K
我想知道我能否在这兑换支票。2 N% {# i, y) P  z
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: q9 X7 W2 H$ I% u( a) dWill you please cash this traveler's cheque?
% P5 x) y( R* a7 w" u) V' n请兑现这张旅行支票好吗?# H: f) N8 h: J% x) _2 A& Z
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# b8 b! T7 J9 r7 ~) p0 ^/ ]) DI'd like to cash this money order., O8 U( \' s4 X/ m
我想兑现这张汇款单。9 b+ Q5 J7 K. @' ]/ d) g
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I want to cash the balance of a traveler's letter of credit.4 K9 V4 g* W- M5 {; j. v  ?
我要把旅行信用证的结余兑现。( I0 K& l3 d3 Q, i
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Will you please tell me whether you charge for cheques?% V% S( N" d1 m. T
请告诉我兑换支票收手续费吗?. i( C" P& I* D

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Could you tell me how much the checks cost?  n! G3 u5 y) n3 p( E1 X
请告诉我这些支票要花多少钱?/ l3 D4 d& U. Q6 V0 ~& M9 X* }
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; c! W) q1 }) B9 E) W7 ~( A& x* W2 {What if I overdraw?
  N0 f. \8 _3 Y如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check., c3 Q1 w, f9 _; V
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.- F9 _* _6 \% [6 |5 Q! i' {
请在支票背面写上你的帐号。; K9 J: [( @4 G* ]3 Z7 P) {
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" P: C; c; x# I: @9 w% aWe honored the check as the overdraft was only 5 yuan.& k$ F/ Q/ I" {) B! S5 ]# r
我们承兑这张支票的透支额只有5元。# j0 d: A4 `) G' r% a/ K: C

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8 f* M# K7 K( DPlease endorse the cheque.
/ c% v8 J1 K6 e: e) a请背签这张支票。
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, q) i3 t+ Q/ @9 p* }5 j: JThe traveler's checks cost 1.5% of the total amount of purchase.
; a) {+ G+ C' [0 O9 O, U旅行支票手续费是购买总额的1.5%。
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5 d3 i5 S9 _1 K9 x3 V. A8 jHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
0 W0 {8 r2 J* }4 p7 w4 W这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
, x4 B6 A, T! m5 }, ~你每开一张支票将花2美圆。, }' W" @( @: S- p6 o& t
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Useful Words and Phrases
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- V2 h" @. e" i3 n1 Raccount number 帐目编号
, w+ W) d/ [" q$ Z) ^* k7 w8 ydepositor 存户7 O  `% U! a/ T2 I6 ^5 ^4 S
pay-in slip 存款单' I5 d6 }! X/ w% x- S
a deposit form 存款单
* X1 h* k* ^; Q6 ^' I2 sa banding machine 自动存取机
/ ?7 R# [7 D1 ~8 A8 ?to deposit 存款
( l% w- y5 R+ p" v" \/ c, Odeposit receipt 存款收据
$ S) W: {9 b5 J9 Bprivate deposits 私人存款1 m$ @) x0 [, f1 f, k% g
certificate of deposit 存单
& t" d: d" e" i/ ?2 i0 @0 }: ^deposit book, passbook 存折
  [2 C, I, s, `( zcredit card 信用卡4 r* Y6 `, Z6 B, p
principal 本金
8 G' W+ P* K- n6 T: `( G6 toverdraft, overdraw 透支" ?  X7 A7 c5 }4 h# }9 J
to counter sign 双签2 `) J* q6 U, i( x+ F& f* }9 f
to endorse 背书( ^1 Z) g) ]" }/ {' U
endorser 背书人
: a- E  v& k' ^; z. gto cash 兑现% s" z7 g0 b7 w/ _
to honor a cheque 兑付
  N/ c: d" }) S' L7 a. W/ [) Jto dishonor a cheque 拒付
4 L* |8 `. ?, ^3 ito suspend payment 止付6 Y& z6 e& p4 k9 K" ~$ t
cheque,check 支票
, M  j5 L. c) L( U% E: `9 D1 V7 acheque book 支票本
) {# P$ x% e4 [. R* u3 korder cheque 记名支票
3 _6 X) m! o* _9 b3 E% ?bearer cheque 不记名支票
4 q" c# s: L# Z# V7 u0 hcrossed cheque 横线支票( J2 s4 E6 [9 D' Z* Q0 F
blank cheque 空白支票& d' T: M" q2 J, [1 j
rubber cheque 空头支票
5 K$ `' ]' K, L/ {cheque stub, counterfoil 票根- \7 k% @" o. L4 l5 `
cash cheque 现金支票# @% }$ y2 {4 I8 U0 A  }( l0 Q
traveler's cheque 旅行支票! R: {" d' a( b9 C& P/ {
cheque for transfer 转帐支票) z! S6 ^+ v/ t
outstanding cheque 未付支票
) t6 q1 L2 F, D, z% pcanceled cheque 已付支票
4 ]- W* f0 c; c2 `) Wforged cheque 伪支票0 C3 W. n/ s9 x) m
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余8 a& [1 a" x% u  G9 B5 ]2 l7 V

3 w. U. M7 L2 h# Q) K  D. w8 ~I'd like to know if I can draw on my account for payment of things I buy in Tianjin.' x8 u7 ?# j) b8 ^7 k% s
我想知道一下我是否能提取存款来支付天津购物的费用。8 a' c: T5 O: n3 ]+ E) U* S# W. h0 B( U

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- p( e$ l3 k8 d: U, e9 |0 \I want to withdraw 200 dollars from my deposit account.
' e, s8 U0 ?$ r: n我要从我的定期存款中支取200美圆。
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I want to close my account with you.
4 V) l0 R/ Q. l/ [* T我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.
. x9 D1 A" ]4 Z; R$ n5 [我想从这份信用证上提款100元。7 E: g1 c- r6 }" {

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May I draw money against the letter of credit here?
6 u7 w/ O5 j' d9 j4 s" W" a我可以在这儿用这份信用证取钱吗?, G) J: o+ A; i
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Could you tell me my balance?
% P3 M5 G1 ]/ [# V$ @- U能否把存款结余金额告诉我?
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Please let me know my balance.
# t+ N/ [. u$ V, y请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.( J6 ]& q( q! R- f5 Y- c
我以为你可用支票提款支付购物费用。
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- y8 @. W6 m( {! I4 {Your balance at the bank is 300 yuan.
/ d( ~7 s; g. V! ^你在本行的结余是300元。
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+ q% }+ }4 u: f7 _+ lYour deposit is exhausted.
( J  |( A; l( S. ?* h* Q3 T你的存款支净了。
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Your letter of credit is used up.
6 Z, |# ?8 U* w7 @你的信用证用完了。
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Please tell me how you wish to draw your money.; H1 {+ h' I; B8 k- G. v7 y
请告诉我你希望怎样支款。; v1 p, ~( m8 {2 L9 i" \+ q

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$ u1 n7 o- k; P8 p$ M/ @; O, AFill our a withdrawal form, please.
  j/ A9 b, R& P% r* a$ }& A- K请填写取款单。
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. j1 B% u# n3 i1 g" xThe letter of credit is exhausted.0 |9 ]! m4 l6 e& C) y
信用证上的款子已提清。" o- `! d9 t8 X0 [) h7 S

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/ Y0 o8 |3 `0 X" s! `7 l: bThe letter at Counter 6 will pay you against your number slip.9 B% `" W  [6 z: u' ]  D! a
六号柜台的出纳员将根据你的号码牌付给你钱。 . k0 q0 d2 U# f, q& t
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Useful Words and Phrases
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to close an account, to clear an account 结清+ M( J, Y" h+ V# j6 g
to draw money 取款
, o& n5 G( S. U9 bdrawing-out slip 取款单
- ]. O( @  l9 e6 ^, ]' P' ^the number slip 号码牌0 g3 Q  J; f2 Q# F" ]$ ~% {& d) V
a withdrawal form 取款单
- K' p" m- A* h  g) Dto fill in the receipt in duplicate 一式两份填这张收据
. H" Z7 ]( v9 p$ X  H$ n) Tteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表. \7 `6 M8 C. T
好,已收藏!

, g. y7 }) x# t/ T3 Y4 a% W; U: [Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
9 b' ~) ?+ L! b( o5 q
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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