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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户# O  d4 S* T; z1 A# c; y2 U* @( h

1 b  N) u6 A, ^: i, q' gWhat kind of account did you have in your mind?3 ^, I+ ~) V0 ?- O0 z; t
你想开哪种帐户? 0 p3 y4 [- v1 I! F% A+ |, }4 ]

$ g! G' o: t+ t; `1 _Do you like to open a current account?
, R1 B- o0 e% J) Y/ b  n4 G你想开一个活期存款帐户吗? ( ]  b# o  D- F2 L

0 d, ~1 C" F6 k1 z: pA deposit or current account?3 P( a6 N& u7 T9 m
定期还是活期?
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( \) a7 E& \) n% p/ Z" CPlease tell me how you would like to deposit your money.
$ d0 ~; z# q& U8 p. G2 _  J6 A" L请告诉我你想存何种户头? ( [# C7 U, \* ~+ k3 f

+ k( d6 W2 p& J; U6 C4 `$ ]There's a service charge for the checking account but no charge for the savings.3 V* W( b0 ]" n0 i% S
支票户头要收服务费,现金户头不收。 9 ?9 l+ A" p4 r9 X9 C% l, ]$ @

* o' v1 Z) J/ g- R- b$ E1 dOur minimum deposit for a savings account is 100 dollars.6 s1 d/ v( V4 g7 x$ U
我们储蓄存款的最低存款额是100美圆。
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: Q5 E2 O7 g! T- Y8 S5 k; \Five yuan is the minimum original deposit.( g% E! X1 `; Q, ^
最低起存款额是5元。
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$ Y! H3 O4 d3 B) Z* Q! O0 a8 OYou can open a savings account at any time with an initial deposit of 50 dollars.7 h+ u+ u& }% ^3 I- m! Y3 u0 j
你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.- F5 x4 z5 @0 o2 Y' l. E1 u5 g0 y
甚至一元也可以起存。
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2 Y9 O, i* M2 zHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.! w. I2 _% z: c# ^( E
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account., N: x7 F( X% X8 R: P' g0 ?
我想开一个活期存款帐户。 6 ]2 d. J) }- M. Y6 {
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I need a checking account so that I can pay my bill.5 J" [6 e3 e* J5 g, U8 S, y8 e4 Q
我需开个支票帐户,这样就能付帐。 % Q; x9 \' x9 X# |, Y
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We'd like to know how we open a checking-savings account.9 @& ]! `8 E& g/ F
我们想知道如何开一个支票储蓄帐户。 2 v' q3 t5 w4 m& s4 J
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I have a checking account here.
. p6 ^6 O2 l. x$ Y- b& ]0 r我在这里有一个支票存款帐户。 ; l9 L* s" j6 M$ ]
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I think I'd like a deposit account.
2 F; r9 u0 u! t- H1 _我想要开个定期存款帐户。 + S$ d7 S- p3 b" ~( d% n8 {$ H

- l" E' R4 L- M7 nCan I open a current account here?6 v. L& L& ^& s; C' ~# L# C0 x
我能否在这儿开个活期存款帐户? * @; b# @. q% \
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I want to open a deposit account with you., {; E4 @% P( ?! |" n
我要开个储蓄帐户。
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I'd like to open a deposit account with you.
. J/ {& v& `5 ?3 ]* K我想在你们这儿开个定期存款帐户。
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/ |, Q! u0 J, f! s& Y2 Y0 v$ j4 gCould you tell me the difference between a savings account and a checking account?
4 {8 I( d/ M# R" c请告诉我储蓄存款与支票存款的区别好吗? ; i* a. D' V: k
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Please tell me the procedure for opening a savings account.
: ~9 m9 [$ m& t& D请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?. \5 ?9 f5 t/ w( y
100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.0 P/ @% d% F( b7 u6 G
我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?
/ r/ E; f( l3 \# ~9 I0 l/ Y7 U4 `请告诉我如何经管这个帐户好吗? 8 L7 V& x; m+ h! J# j+ i

8 D4 h8 l" n, _* ?/ C+ _Is there any minimum for the first deposit?
8 m3 N- l0 i' s, G第一次储蓄有最低限额吗?
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How much does each account cost?
6 U9 M9 E& ^8 o! m" P0 ]4 D3 e" e1 E每个帐户要花多少钱?) x+ T/ b9 P0 S7 H0 Y8 O/ `' T2 k# k
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Useful Phrases # d6 n. p' G' X0 J& w$ K$ X0 d$ }

3 }% H9 H' u8 Acurrent deposit, current account 活期存款
6 W( T$ G4 O) L5 b' u' Q- u' G# Sfixed deposit, fixed account 定期存款
( m0 l$ i6 T! r# H4 jfixed deposit by installments 零存整取# ~$ P6 ^5 n8 x( R
joint account 联名存款帐户1 J* V, {7 `* o" n
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?
' q# ?" O) S8 d9 m6 G你想在我们这存多少?
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' n! @3 L  O* O. p9 z$ M4 _1 q+ FHow much do you wish to pay into your account?4 ?: l/ [  H5 j- U8 Y: X, z0 y7 S% h
你希望在你的户头上存多少?
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" Y" I: |0 Q& bHow much money do you plan to keep in your account on a regular basis?
9 o% D" h7 z: X你计划在你的户头上定期存放多少钱?
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( I3 B4 U- l5 _; X, F5 HHow much cash do you plan to deposit in your account?& ~2 _  u. m. W( j/ S
你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
' x$ W5 |2 x5 h/ q# y我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
+ `2 t1 ]- P* L0 q7 @0 N请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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, _& k: r; ?, E% V- ?% X& {I want to deposit 300 yuan in my account.9 M. c% ^0 l4 w1 f
我想在我的户头上存300元。5 B3 \. @0 t6 p
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% R# E- G& ]% C) |' wI want to deposit these cheques in my account.! q# ~4 i7 K, g
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.* _. k. p/ d7 K- d' m1 Z& ~
我想在在我的定期存款户头上存200元。
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9 N+ R3 ?1 ]2 r4 _4 _- B. j$ II want to deposit my paycheck." _  h7 [( H# ]$ i9 e4 D- W
我想存入我的工资支票。0 C: O$ n" ]6 h- \
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I'd like to know whether I can cash a cheque here.
- u6 v8 o, ^4 r* v+ j3 J我想知道我能否在这兑换支票。" ?8 \# G& e) e

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9 L1 r/ [- }  g  M$ SWill you please cash this traveler's cheque?
( L8 d% L7 ?- U请兑现这张旅行支票好吗?0 ?, w7 v2 X3 h9 q; U. B: L
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I'd like to cash this money order.
3 R2 E5 m) y$ \6 C3 ?0 Z: m8 M我想兑现这张汇款单。
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* B8 N, _: U! I+ @+ `- `7 V9 ]' lI want to cash the balance of a traveler's letter of credit.8 D- j3 S; Y* w# |: b
我要把旅行信用证的结余兑现。
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0 F$ H, ]' N) F$ ^0 |Will you please tell me whether you charge for cheques?# Y6 z) b/ {) c4 K5 @7 G( Z# G
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
. h% |* d9 Z0 P4 T- E请告诉我这些支票要花多少钱?
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, G4 \$ y* p/ _2 U( eWhat if I overdraw?
# G7 B3 H+ ?: }& ~6 x$ ^如果透支了怎么办?& i8 V- a$ s% ?2 p! M) \6 C( [) r7 D

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% h+ d  Q% h' W. pPlease sign your name on the bottom line if you want to cash the check.6 |" f5 n! _3 e9 m& H4 L
如果想兑支票,请在底线上签名。
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' v0 G' j) @3 w- X- i. B4 F2 dPlease write your account number on the back of the check.6 |6 L0 k; Y& \1 k( y: [
请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.
  `  _* W3 \. e! F; R3 R8 U我们承兑这张支票的透支额只有5元。% x. D* D- ?. n6 r
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Please endorse the cheque.9 k/ U0 O8 l; q0 _7 @
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.) n/ S6 q9 x0 t2 {6 G2 c' V
旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".( O) [( e5 E, r0 Q. f
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。4 L6 o4 Z! P( f/ i8 f  q, v
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Each cheque you write will cost 2 dollars.
; \/ x1 z. d; V: D( t# W6 P你每开一张支票将花2美圆。
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0 G2 ~" d* F) ~9 j/ W0 nUseful Words and Phrases
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account number 帐目编号
$ d4 L" z1 ~  @6 h5 Zdepositor 存户
0 F+ v& @# \& i8 z8 Bpay-in slip 存款单) _4 v' c! ?2 J9 L8 z1 ^
a deposit form 存款单
& v8 ^1 n& K: s6 }6 a7 ha banding machine 自动存取机
2 x. B1 j( p! N; v' l3 hto deposit 存款
9 q* E* c1 L# J- f8 Ddeposit receipt 存款收据
& u, o: e. Z. \* Sprivate deposits 私人存款
+ w7 E8 J0 C2 B; i; m, Bcertificate of deposit 存单
8 N4 y8 i' r8 h+ zdeposit book, passbook 存折
. s8 G9 F" t* F0 C" d5 u( Wcredit card 信用卡* b5 u& s' w9 U) Y$ X6 b+ l. y
principal 本金
7 ]1 E! G# E8 h9 {- {overdraft, overdraw 透支8 {) i2 W7 m3 T  X" S/ a+ Y4 M
to counter sign 双签+ K, X+ S: z: P5 }  f/ i
to endorse 背书
7 u1 X$ v& }! E4 k  W/ x/ Mendorser 背书人5 ^8 D+ m! a5 ~/ M1 z) b
to cash 兑现
- w2 z6 P* F8 B4 v, k9 g) a' }- Yto honor a cheque 兑付( L) o* m" Q. |) C1 u
to dishonor a cheque 拒付" x2 i2 e% J# g; ~5 G+ S1 V* g
to suspend payment 止付1 k& V* q2 l) f, W$ Z6 l% B
cheque,check 支票$ w. ~8 V( s# G7 p4 c
cheque book 支票本* k( N8 C# J! s1 B- G6 v+ B! l
order cheque 记名支票/ j; i) Q: G- j# [
bearer cheque 不记名支票
  Q* G2 M" r' t8 Scrossed cheque 横线支票
4 T: ^5 L. A3 cblank cheque 空白支票: h8 f4 s- U6 f. D+ O9 }
rubber cheque 空头支票8 M( K5 [( n1 i  n/ v
cheque stub, counterfoil 票根0 t' G; W- Z. C$ ]/ V  Y
cash cheque 现金支票" O2 H: y5 w# g) x& e: E$ ^
traveler's cheque 旅行支票
# \* u; Z( e! M# ocheque for transfer 转帐支票4 x7 Y! [' Y6 G1 }# }& v0 B
outstanding cheque 未付支票8 ]  W8 Z: S5 }( t5 ^
canceled cheque 已付支票: W8 q) U, U: w: M
forged cheque 伪支票
$ _9 Q" y: ]4 G7 {5 G" KBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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- C; ~, G: A2 b- ]0 |I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
) d. Y) B  K7 l# _$ U7 b+ H我想知道一下我是否能提取存款来支付天津购物的费用。& u# A1 d  D6 _" Z. ~
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I want to withdraw 200 dollars from my deposit account.! Q( h+ c$ u9 y2 u# k- K
我要从我的定期存款中支取200美圆。  G& ^  X9 e# w+ H/ H! e

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6 h  r9 H8 z3 |1 A4 sI want to close my account with you.
3 w/ y! T3 J9 P1 X5 |8 r我想结束在你们这儿的帐户。8 T2 w8 m1 ?  R
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" x2 Q9 F: o; h* Q) FI'd like to draw 100 yuan against this letter of credit.$ s1 c' K7 f6 {; A( g# F8 y
我想从这份信用证上提款100元。+ [2 m% [7 Q( G
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May I draw money against the letter of credit here?1 G# b: _# \7 X& F7 M
我可以在这儿用这份信用证取钱吗?; Q4 E  }- E) O6 L

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& |3 I' F) O2 ^6 X+ k% FCould you tell me my balance?
9 n) Z1 _; u: p4 F能否把存款结余金额告诉我?
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Please let me know my balance.
8 y- J# Z. `" F0 J, v# e% P3 d- k请告诉我结余金额。  c4 p$ Q( {8 O1 h, r" `, d  C

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I think you can draw on this account by cheque in payment of goods.; [+ ~, J, Q! S7 S7 x
我以为你可用支票提款支付购物费用。
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8 ], U4 ^' a! N" V2 Y9 [Your balance at the bank is 300 yuan.% r3 K4 D1 N% g4 C
你在本行的结余是300元。) n' W7 C! r7 {1 Y# p2 |* O# m

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Your deposit is exhausted.
$ S& L( g: q, J7 j6 w你的存款支净了。; U+ C* `1 A; i, @4 S

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$ M  L% E3 F& ]" o! u/ B  R& J5 qYour letter of credit is used up.
  q- Q; `' ?1 j( e你的信用证用完了。
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Please tell me how you wish to draw your money.
* l6 B/ l# J% K3 T请告诉我你希望怎样支款。$ e' _  }% v. D) M2 g% D
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0 C- j; Y* y+ j1 `Fill our a withdrawal form, please.
! V" _3 w, o- k3 I6 g请填写取款单。1 R) \, X2 S, w: a6 G7 n

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The letter of credit is exhausted.
8 ?/ J% o- v, L# o, L& ]  Q, i信用证上的款子已提清。# [3 v# _7 y3 F1 R! Y7 B! b
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The letter at Counter 6 will pay you against your number slip.. [& ]7 M$ c) ]+ j5 Z7 n6 S" B: |
六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases 0 N! c3 q( Z/ b4 H

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to close an account, to clear an account 结清  D1 v8 u+ N" \' V/ p* F& L- k
to draw money 取款, S. z3 l0 [7 v5 Y% B% \
drawing-out slip 取款单
5 f! M; W; i7 O4 x* Fthe number slip 号码牌' Y: g1 S0 {2 @9 H
a withdrawal form 取款单  |+ l' Z; H# ~4 I% M5 I1 G
to fill in the receipt in duplicate 一式两份填这张收据
; j( c7 x: k" G2 M# xteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表! V4 N& L! z! r) L: i
好,已收藏!

! V7 b% S% z% Z! x' WMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
* d# w: g* A$ n4 t3 D) H
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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