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加拿大最好的活期利率

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发表于 2010-1-3 16:19 | 显示全部楼层 |阅读模式
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。+ g7 ~$ u8 K5 ?1 o

8 z" n3 E2 U- k6 v: s+ _& f开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。
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! D3 @* ~5 c+ O& L' HING DIRECT的所有利率情况如下:4 @1 K8 `: b5 {0 H/ A7 ^1 R
Investment Savings Account (ISA) 1.35%
" p8 {7 K/ A6 mUS$ Investment Savings Account (ISA) 0.75%
+ {, y0 r$ x0 P8 w& z- q9 C) w& tRSP Investment Savings Account (RISA) 1.35%
2 p  a5 W, @7 JTax-Free Investment Savings Account (TFSA) 3.00%# e$ j1 ^+ j; Y
Children's Savings Account 1.35%
+ z4 D) n6 j& EBusiness Investment Savings Account 1.35%- k  {- o1 t1 M, W: D1 @
US$ Business Investment Savings Account 0.75%- Q) P2 Z) r3 C9 k# O8 v
Guaranteed Investment (GIC) - 1 Year 1.25%2 l7 \6 \1 m, F: X/ y6 i
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
! ^/ C+ M9 Y9 n2 S- V/ V! tGuaranteed Investment (GIC) - 2 Year 2.00%- ?# M8 Z' T$ o, e' Z4 T- h
Guaranteed Investment (GIC) - 3 Year 2.50%
. V! [- j- _6 ^; C6 `" `Guaranteed Investment (GIC) - 4 Year 2.50%
, E- |8 g/ W1 Y0 [! R' g; X# k- p( D5 {Guaranteed Investment (GIC) - 5 Year 3.25%
# j" ~; Q  s0 R5 a$ qUS$ Guaranteed Investment (GIC) - 1 Year 1.00%
% \# E2 f- ^! O6 y: ]US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%' l  M& K0 h2 d
US$ Guaranteed Investment (GIC) - 2 Year 1.25%9 x/ U- |" j* @5 F. i( k; G
US$ Guaranteed Investment (GIC) - 3 Year 2.00%# r$ @. m( p8 y$ H& O
US$ Guaranteed Investment (GIC) - 4 Year 2.00%. \. ^+ i8 r/ B% M
US$ Guaranteed Investment (GIC) - 5 Year 2.00%( E, c" R. e5 H: t+ P  e* h1 y
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%" P) d( U- n$ Q, q& |8 ]
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%; A' x; D- V9 ], g) Z0 l" T. Y
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
/ O4 y5 Q6 `" d$ TUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%4 }# b# b; k% M- R: h! i5 o, V! y
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%. o. J0 [. @+ ?. K5 }
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
6 G( }/ o5 e4 _' [Business Guaranteed Investment (GIC) - 1 Year 1.25%
4 s6 e5 V  r8 eBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%; K" R- t4 I# ?$ {( p6 J, f  E
Business Guaranteed Investment (GIC) - 2 Year 2.00%# X& b0 E1 N6 T  X
Business Guaranteed Investment (GIC) - 3 Year 2.50%
2 x1 ?$ b& T; F8 ABusiness Guaranteed Investment (GIC) - 4 Year 2.50%+ j) u# r1 |% J
Business Guaranteed Investment (GIC) - 5 Year 3.25%, X, B( M. ^" G; ~( i
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%. J' m/ o0 P7 ~9 L3 q
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%4 S4 K' k# W8 Y! L3 n
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
/ q2 c3 s% C- t$ }) S  x% @$ |US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%% f, L% K# X' W( a+ Q( q; I
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%) I, G3 }- k6 T/ _
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%5 S4 F* T+ L$ T
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
$ l, _- G7 o5 {/ q' [Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%, `; \$ R7 i4 i8 l; J) N! K$ x
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%8 c' v5 P; U' B9 j9 c( i
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
# h/ M, J) v- V( C0 N( T) rUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
5 j2 ]& L% j6 W4 ~% n/ Y- S' [US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
9 V/ q6 R4 W# F* a# }RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
/ U$ B) u$ D9 P4 @" P+ A: }RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
8 n* k, q: G. |3 c1 V. l/ ERSP Guaranteed Investment (RGIC) - 2 Year 2.00%
) G/ \5 k" q' J- \% \! y& \RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
2 k6 a1 x+ [5 M. a+ w& K  NRSP Guaranteed Investment (RGIC) - 4 Year 2.50%2 g0 w) w. j6 [/ V
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
" e5 P. Q. q- Z8 Q$ {( jShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%$ N, T, e9 V& s/ n- Q
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%' q( L3 r# r4 U8 M" a$ H) Q7 Q
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%0 L% `# d2 \% |# }
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
- c4 @( w4 ?) i. @Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%- K+ T' T$ l& v' a
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
4 A- X' ^! H9 gTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%5 Z# \( H. m9 x! y
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%+ K0 u7 z8 V6 M( N; j0 m
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%/ O+ T$ i9 f" J  O7 R' X
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
* c* H) v, [- `: G8 F9 yTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%( R! F( f! s9 v! a% J1 j
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%+ E2 o) u0 b) \
Credit Account as low as 3.95%) g& n' v1 e! U$ q& N. A8 M
unmortgage - 1 Year 3.39%# x* J8 @+ j* i4 d. i
unmortgage - 2 Year 3.59%' Q" ]6 {) f+ h5 r( @7 W0 o% P
unmortgage - 3 Year 3.65%
' Y1 s9 H" a/ q/ q, Eunmortgage - 4 Year 4.09%4 r0 o& ]+ W  |- C- ~/ {) o
unmortgage - 5 Year 4.49%
5 p: ^. _* w; I" Iunmortgage - 7 Year 5.50%7 W: @% L  j( C( l
unmortgage - 10 Year 5.50%
6 z2 W" \( |6 B& z# w/ wunmortgage - 5 year variable
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发表于 2010-1-3 16:45 | 显示全部楼层
我是胆小鬼,
大型搬家
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 楼主| 发表于 2010-1-4 17:51 | 显示全部楼层
我是胆小鬼,( P) l# M6 G1 T
pigyear 发表于 2010-1-3 16:45

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请问你怕什么呢?如果害怕就先存一点钱,等舒服了再说。不瞒你说我开始也是很小额的存,现在所有的存款都在ing 6年了
大型搬家
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