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加拿大最大的网上银行的优惠

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发表于 2009-9-27 08:51 | 显示全部楼层 |阅读模式
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230 亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。, Z) z3 x6 B; I; e( w3 z2 m& L

4 D4 O  \. }2 Y/ [4 ^$ _& V7 r开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。; O6 p6 _! p& s/ J* P8 J

- D  T& j  ?2 p& A/ m+ W0 o注意申请者需有SIN。4 A% P/ g4 h5 u, u8 i1 ]/ ]; |8 F' {

9 X; Y* I3 Q- O; C& X) mING DIRECT的所有利率情况如下:
0 m$ ]7 a+ ~) i- C# sInvestment Savings Account (ISA) 1.35%8 Z) |2 l+ J, T( a* n0 C+ \9 a
US$ Investment Savings Account (ISA) 0.75%
3 p+ l# l1 e) y) y; g' R* NRSP Investment Savings Account (RISA) 1.35%3 D/ ~$ j* O( U2 M8 A. g# I( F( |
Tax-Free Investment Savings Account (TFSA) 3.00%3 d. h* D/ R+ r- A5 m
Children's Savings Account 1.35%) x. [; y; l7 f% o1 G2 E" w. G, F
Business Investment Savings Account 1.35%
; Q, f7 T, r0 R/ K; j. B( UUS$ Business Investment Savings Account 0.75%  b5 Y" R1 X/ u4 s
Guaranteed Investment (GIC) - 1 Year 1.25%
# g3 k" \  [4 C5 ^Guaranteed Investment (GIC) - 1 ½ Year 1.50%6 i* ]$ U7 D2 B4 ~4 K" D$ t7 F. [' J( d
Guaranteed Investment (GIC) - 2 Year 2.00%; k! C  \. r$ L/ e- K* ]
Guaranteed Investment (GIC) - 3 Year 2.50%
3 k$ y/ D6 j5 Y, w+ W/ \/ y1 H2 X6 s* }Guaranteed Investment (GIC) - 4 Year 2.50%
" ^' I8 T% \; [9 I2 b3 j4 DGuaranteed Investment (GIC) - 5 Year 3.25%
' \7 W+ o" n: A8 e! ]1 sUS$ Guaranteed Investment (GIC) - 1 Year 1.00%, B8 ~- i  ^1 G% _3 h
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%3 |% Z! d. }- ~9 I: K% S
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
5 i, B! j) `: H4 n" V) M: B7 _US$ Guaranteed Investment (GIC) - 3 Year 2.00%  W! U" ]6 N  l2 @" H
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
& b0 j/ D+ U9 \: ]US$ Guaranteed Investment (GIC) - 5 Year 2.00%7 H9 Y( J/ _* g( p2 L
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
" {! p6 Y' m' s5 D( x$ XShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
' w7 N3 e+ n5 m/ e/ iShort Term Guaranteed Investment (GIC) - 270 Days 0.50%. I/ W# ~% F% P& a) T
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%+ E2 u5 S% c" O" ]
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
7 V7 N+ S: p* s8 ]% v0 \, sUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%+ d3 i0 T* X$ O7 P3 X% j* k+ Y
Business Guaranteed Investment (GIC) - 1 Year 1.25%
% U: R5 s% R' H/ u, BBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%4 [- u( T! [" y( K" \
Business Guaranteed Investment (GIC) - 2 Year 2.00%
* Y  f! e5 C; x" K" ?' r0 LBusiness Guaranteed Investment (GIC) - 3 Year 2.50%/ I' W0 t6 M$ v. G6 ^; O
Business Guaranteed Investment (GIC) - 4 Year 2.50%! p* M! k! O8 V
Business Guaranteed Investment (GIC) - 5 Year 3.25%# F2 W% j5 q1 c- _' x  I
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%! k/ o+ F4 T/ [: O9 L4 x4 V5 y, ]
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
1 p8 w% D+ s9 sUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
0 S$ K9 ]/ j' a3 |US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%' G3 s- j- A$ a: z, u
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%3 W- F6 p+ a' U, ~9 }
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%! N8 ?' q; W! I" U) U
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%2 f( g2 U/ C. w) X! i) c" P
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
5 {' Q0 B$ P& `. v9 E: }Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
2 P. H0 I* Q# Z4 _2 W- tUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
* _% u8 h8 i2 ?' r6 M8 [US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
* f* v4 V- p' q! Y% Z. hUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%. H9 ~! t  M1 {# A
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
7 g" T- i, C! n0 e) n8 J1 ORSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
8 y$ j& U3 A! RRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
- n% _9 |3 Q5 m# i* mRSP Guaranteed Investment (RGIC) - 3 Year 2.50%3 w2 l$ z2 I2 k2 O2 w
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%, A. L$ y1 Y; C$ e2 x* v
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%& ?" P5 U) q2 x. C2 C
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
/ [* Z, i3 V2 BShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%0 v5 K4 d: ?8 R' j5 F
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%/ j/ |9 H: F" S' k) V
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
7 ]* C: q- ^* fTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
8 x$ i5 K( S8 U. I  G, K" B! }) ATax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
! S' r+ J  k9 `5 L+ I5 ATax-Free Guaranteed Investment (GIC) - 3 Year 2.50%7 A0 N8 }. D0 e8 U0 {: y$ G
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
; ^" `4 C) K: ^1 c$ N: B0 @Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%4 A/ V2 k( D3 ?3 ~- V( p* |* ~
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
- v) s; p+ k1 Y$ K* rTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%: c( B$ @* Y" L
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
- N! i1 i' D+ u/ m# WCredit Account as low as 3.95%+ O5 b. E4 b9 Z2 [
unmortgage - 1 Year 3.39%4 b% j8 @1 D, \; s6 K8 `8 s
unmortgage - 2 Year 3.59%
0 s/ N6 Y/ A/ junmortgage - 3 Year 3.65%% a4 D( Z9 X, p
unmortgage - 4 Year 4.09%
) W$ d+ i' n2 ?4 qunmortgage - 5 Year 4.49%
) o" j2 z* Z& Z) s( d' M% Bunmortgage - 7 Year 5.50%
$ j" `* h/ [, J& d) Cunmortgage - 10 Year 5.50%( V) ~3 x3 w6 c4 D) ^- j8 H& ?; ]
unmortgage - 5 year variable
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