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加拿大最好的网上银行

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发表于 2009-9-23 17:05 | 显示全部楼层 |阅读模式
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230 亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。. N7 l, Q' U0 a* K

) \3 D4 E9 ]! Z开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。1 Y3 o0 o/ a- |8 S- M/ X/ d( G

# z0 i1 Y. a7 ^% e$ y注意申请者需有SIN。* ?  J. v& |1 u9 y6 K

$ I! r% Y$ f4 UING DIRECT的所有利率情况如下:* O. z* k- u" N) }) ~2 |
Investment Savings Account (ISA) 1.35%
+ M. z1 F; q/ oUS$ Investment Savings Account (ISA) 0.75%4 i4 H1 o2 n% g5 r* v3 ?, b5 a/ j
RSP Investment Savings Account (RISA) 1.35%& s. ^, y, O+ E% N  l
Tax-Free Investment Savings Account (TFSA) 3.00%" N; t0 e  I- D% i  D7 X
Children's Savings Account 1.35%
) S) p9 Q4 D) O0 \" V3 jBusiness Investment Savings Account 1.35%7 N0 p5 T( K& W# ^6 M1 u
US$ Business Investment Savings Account 0.75%
- d# u" _8 A# a% dGuaranteed Investment (GIC) - 1 Year 1.25%5 S) D: h0 Q! g5 N
Guaranteed Investment (GIC) - 1 ½ Year 1.50%/ p# S1 Y* R! l$ S
Guaranteed Investment (GIC) - 2 Year 2.00%+ }# Q: f0 h) U7 ?) i
Guaranteed Investment (GIC) - 3 Year 2.50%! r5 G0 s; g# z' X- C& ^8 V" I) C
Guaranteed Investment (GIC) - 4 Year 2.50%) y1 a5 |& u) x
Guaranteed Investment (GIC) - 5 Year 3.25%
( n5 C, h' z; y  r* UUS$ Guaranteed Investment (GIC) - 1 Year 1.00%; T6 B' E# s8 |) D7 m4 e  R
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%: S- r% ?' [% ~* V" A
US$ Guaranteed Investment (GIC) - 2 Year 1.25%5 f/ S: ?7 U/ s* ]1 a
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
7 ~! F8 K0 y* C! WUS$ Guaranteed Investment (GIC) - 4 Year 2.00%& A! r* _) Y# t  l4 v1 _
US$ Guaranteed Investment (GIC) - 5 Year 2.00%9 b  f" B  g% Y7 _
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%, p+ s2 S2 C: L3 t. D; L2 B
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%1 s8 x& N( Y$ V' r2 N3 E
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
: J/ I3 P' ^5 sUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%- e7 v$ L" d& A- `8 d% n+ m  j
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
3 s3 N; h( G: Y- g& MUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%8 X! k% o' W& ?* ~2 w
Business Guaranteed Investment (GIC) - 1 Year 1.25%% R0 S1 K2 O  ]) y* G$ \: |
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%8 S: D# y; ~( F! `/ s- \
Business Guaranteed Investment (GIC) - 2 Year 2.00%
" \% K% }: ]1 ?0 ^Business Guaranteed Investment (GIC) - 3 Year 2.50%
8 O+ {1 T* t+ _& @, y8 m% A- k  nBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
+ |) s+ T- Z- f# kBusiness Guaranteed Investment (GIC) - 5 Year 3.25%' r5 m% {$ ^% b% @
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
6 m. f0 w  H/ ~2 y, KUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
1 W9 z2 Y" o8 R  j& G3 K, }US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%( E$ e7 D% {6 C0 F3 R$ [9 ^" O
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%8 D& y" v) P9 Q; V. |4 S
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%9 l8 r& H! x+ t- a* E$ U" z3 w% L/ X
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
$ p$ m& |( P+ G$ W% b' }Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%) x# J+ o+ L2 X8 c- k$ h9 p$ y- a( s
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%) u0 n. ^  {4 ?/ k
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%+ ?) L2 U+ @, b4 v8 V4 a. f2 W7 j
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
$ O& f# y; R4 X5 @/ B4 xUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
. R% o  r8 X  D1 O4 `: qUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
' [* L0 B" I" Z8 V+ \RSP Guaranteed Investment (RGIC) - 1 Year 1.25%9 ^. l  C9 n4 K6 U- _/ n+ m
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%; l9 w* I$ n5 T# y5 k
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%/ ?# E, q6 l3 n/ E8 t
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
% J8 l- U5 K5 O# j$ VRSP Guaranteed Investment (RGIC) - 4 Year 2.50%: z6 `3 g) a  Z  _4 A4 J
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
) O3 E% k4 `- {1 |7 F7 BShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%6 Z% F5 p6 g' K  `; C
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%. ?* \7 h/ I0 I
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%, X+ Q+ I1 C) F+ K& Q
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%2 P6 |* g" G# b! \
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%3 c( `" j; Q6 I2 _  C0 P
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%( z/ `* U: H, W9 g& V& K3 y# a
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%' g# p/ ~: Y+ N/ w  M" s
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
! H; `4 l( N3 I. u. iTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
! j6 G2 p' n* L5 v( U7 Y# {Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
% M% S& X/ f; _" g! k: V# y" p; ETax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%+ W1 V- E8 V" S8 R. U! o
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%/ x( \. t" C  K1 z. }
Credit Account as low as 3.95%/ C0 v* K& E0 d0 ]; ^" y  d1 b- [  n
unmortgage - 1 Year 3.39%6 \2 ]& p8 T( F
unmortgage - 2 Year 3.59%1 Q2 o. @7 o1 J
unmortgage - 3 Year 3.65%
5 Y+ W, y3 h8 n/ e) ^+ q0 p0 c1 S0 [" Nunmortgage - 4 Year 4.09%1 p& Q, e7 B: a0 G
unmortgage - 5 Year 4.49%
6 t3 t" `) x' I! S  O$ b- kunmortgage - 7 Year 5.50%5 i  G# G" m: ^/ @$ H3 L
unmortgage - 10 Year 5.50%
7 F- U: ]' a9 a& M+ iunmortgage - 5 year variable
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