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█★█★█ 如何省钱和白赚25块钱的办法█★█★█

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发表于 2009-8-2 16:27 | 显示全部楼层 |阅读模式
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。2 Z/ A5 q/ G% j3 q

4 X. x' ?8 M! \& g: R/ s开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 15590659S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
0 S" D" |" {- l" E* `$ X& s* D+ D
注意申请者需有SIN。8 F- L* w- _( J0 ?2 h0 |+ G
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ING DIRECT的所有利率情况如下:
4 k; |* |" c* @/ W+ M" E8 B5 ^Investment Savings Account (ISA) 1.35%
7 t9 `- E* b( K2 N8 c0 v4 u! p, B; sUS$ Investment Savings Account (ISA) 0.75%5 g0 X; ~3 ^) G4 \3 s
RSP Investment Savings Account (RISA) 1.35%5 N* z5 t  o0 n# @- h2 n- _: o
Tax-Free Investment Savings Account (TFSA) 3.00%
8 I% y3 P* \6 w4 H( JChildren's Savings Account 1.35%) N( Y! b" ~: ~+ M& R7 t
Business Investment Savings Account 1.35%& a3 ^: T& Q- |& G( \
US$ Business Investment Savings Account 0.75%
# a$ ]+ z. [2 P; l/ v! HGuaranteed Investment (GIC) - 1 Year 1.25%3 x1 b% Z1 M: S) ^& b  N; `* l
Guaranteed Investment (GIC) - 1 ½ Year 1.50%  J% I3 h& N9 w" K3 [
Guaranteed Investment (GIC) - 2 Year 2.00%% I8 Y3 W! g2 X* v6 A/ k, M# M. q
Guaranteed Investment (GIC) - 3 Year 2.50%5 x' ]* Y3 d! Y/ C9 r0 ]
Guaranteed Investment (GIC) - 4 Year 2.50%6 b1 }, q  F+ {
Guaranteed Investment (GIC) - 5 Year 3.25%6 M  s. O  s" ~3 c. S1 r5 m: O
US$ Guaranteed Investment (GIC) - 1 Year 1.00%+ g" i! A- O  u! p/ D9 C
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
! U; O: A, q, |2 x6 Q0 S) |- lUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
8 H0 C4 p6 [# y: U3 j$ DUS$ Guaranteed Investment (GIC) - 3 Year 2.00%& W+ }& J" P. c8 E
US$ Guaranteed Investment (GIC) - 4 Year 2.00%2 d0 [/ z" {  _. ~; {4 h' D( h5 Z
US$ Guaranteed Investment (GIC) - 5 Year 2.00%. w0 @; N2 n$ J5 _7 v# b: ?
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
* K% ~+ i  R' G" E/ b( P2 ^- M5 }Short Term Guaranteed Investment (GIC) - 180 Days 0.50%( [5 w# \. Y2 |& a
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
% f4 e! z. U& gUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%1 Z4 k8 U! P0 S: o
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%* T2 c0 ]1 M/ L5 M" p" I9 K- L
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%" f0 [- Z% g; R2 h
Business Guaranteed Investment (GIC) - 1 Year 1.25%& J! B! h, I9 A1 K. {7 A: }2 [
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
: A% U; Z9 d$ ?/ Z6 NBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
+ T/ s* E3 V. ]7 n, aBusiness Guaranteed Investment (GIC) - 3 Year 2.50%8 |, H: o6 z. Z; ^- L
Business Guaranteed Investment (GIC) - 4 Year 2.50%
- n$ z0 f' N" N. N3 ^/ PBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
6 ^7 Q0 ]6 q! p; [' o! u+ _US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%' ]0 H2 W/ e1 l  O( B
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
! I2 F" w5 U7 p8 B, `0 B$ IUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%1 o# D- w" K1 x
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
$ F8 N5 E" w3 J0 e& z5 l) ?: uUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
! T* R4 ?& Z. i7 [- jUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%! @! g6 M0 G7 {/ y) T
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%+ O; I" t0 W+ z: ], l) W4 `
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%4 S& u& T$ D# X' I, j$ _, I/ P7 s
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
$ M( C1 h, z# f! q& }  R2 a1 r6 d3 j* ZUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%/ x' h( J. B5 P( L
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%$ ^; u( x5 B1 U9 o; @& _) T+ @1 g2 J
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
3 n# H( y  x7 B: @1 @7 }9 L3 E6 lRSP Guaranteed Investment (RGIC) - 1 Year 1.25%, g. o' ?; b7 K, ~9 M
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
) r8 I3 C, [  W+ x) e8 NRSP Guaranteed Investment (RGIC) - 2 Year 2.00%) `; g3 U7 L0 q2 P+ \* M
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%( k. L- D, @3 T; ]
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%5 w8 ^- ]" j: n+ x
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%9 h9 v8 b5 {- |* S! ]1 R) U
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
' X  G5 T7 l3 P  l# H  P- v1 FShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
' T) U% {! n0 Q: r5 b4 t1 nShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%9 @# a: @- ]/ X
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%' P. k- y: d: X1 g4 `- s
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
, M+ v4 t1 c# KTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
7 T. W2 Q. B. w2 e) a& VTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%1 E2 E. n7 ]* k0 y) H6 x& X! A
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
3 t2 r$ G/ g1 F/ lTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
$ i- T9 C2 {' g) R  A0 d5 BTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%5 S$ @' {+ t+ K) \. @" C
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%0 l) u2 E% N$ Q4 Q9 `
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
. a  _( J# Y  t/ R; GCredit Account as low as 3.95%
: {/ O3 U7 ~# Dunmortgage - 1 Year 3.39%1 I5 t1 }* y8 L* F  V& ^1 w
unmortgage - 2 Year 3.59%* `  n' m/ N' O0 h/ a5 r
unmortgage - 3 Year 3.65%4 j' `4 [2 V2 x. z
unmortgage - 4 Year 4.09%
: q8 X% k! \6 t1 g( ~unmortgage - 5 Year 4.49%& J- h! G- L7 d+ R& U, b7 _
unmortgage - 7 Year 5.50%, \1 p8 V0 Y3 {# [% ?( `
unmortgage - 10 Year 5.50%
5 J0 z2 l7 X" A! ?$ junmortgage - 5 year variable
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