; k1 B# C6 d$ V$ l9 {But Sheila C. Bair, chairwoman of the Federal Deposit Insurance Corporation, warned that the country could expect a tidal wave of up to five million foreclosures over the next two years if the government took no additional action. 1 U2 j" Q) T+ f! p7 S0 ^- {" K" ^5 `1 v0 \