if you know everything, you don't need to book an appointment with 销售代表. just go there.( p% j0 e$ _6 h8 e5 N: l i3 U4 f4 Q
no charge for service in TD, there is a service charge in CIBC and Scotia Bank.
RESP's for education2 n6 E% |: i$ [/ Y& M( O
my dad got mine with RBC7 w$ U7 C1 q1 Z. M
pretty good( Y) l9 E' L7 w4 `! s, P9 b
maybe you can go check it out