1. Fill accident report, . {" ]/ `* M. ?4 S# z2. Call your insurance company. Then, follow their instructions. ) h4 O& Z: k. B3 k) P0 `) z1 A U 8 ]4 i" C# X$ j1 x0 c9 @7 lor, you can call your insurance company, they will let you know what should you do.