You may do either or both of the following two things : u4 H! D. h0 R) Q" U* T7 B! e . V% B+ d5 p, f) h1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage) a( b; \+ O* R
2. store the car for the winter - basically take out "collision and upset" coverage& [" ~) l9 v3 m; C, y) O/ F
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Together they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...