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http://news.wenxuecity.com/messa ... -gb2312-356796.html/ W6 `2 F/ l# y0 @; g+ M! |
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湾区生活大不易:见识一下双职工年薪十六万的幸福生活 我爱我家
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) `6 s1 f: v( N: {5 L- U0 h0 _, A湾区双职工年薪十六万幸福无房族的生活
6 M" k5 _1 v- X" d* l. a$ }+ m作者:AppleRocks 于文学城我爱我家论坛
3 r8 P2 D' v2 l* `0 d工资比上不足比下还行。 两人四十尚不足,三十已有余。一博一硕无小孩。biotech and high tech工作。存款四万多点。
( k& ~5 S% }, K, a+ q养了两辆车,一辆Mazda, 一辆Subaru, 贷款每月$400
" u# [: Q6 t! x6 s; @(最怕被人称为Camry, Accord owner,又不富,又不酷)。
8 X& [+ U& w: z3 S% D吃:每月超市Safeway/Trade Joe's $400, Whole Food $200); 偶尔永和买些中国调味品,食品什么的,S50; Walgreen/Walmart 日用品$50;也去Costco, $50.3 ~9 S3 F* x( e/ a g4 ?" M/ z; u
外出就餐 (西餐70%,中餐30%, 中餐的顾虑是味精太多,所以很小心, $200 +$50 (小费给的很足,20-30%)
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5 B, s9 Y8 M |$ |2 B) P: c: s穿: 正尔八经衣服大部分在Banana Republic/Ann Taylor Loft/Macy买,有时也去Gap买Jeans, T-shirts, casual shirts, cargo pants/shorts. Average &300; Gal/guy cosmetics, $20; Hair cut/dry cleaning/laundry $80.
8 l! Q. T s+ m9 Q+ N7 ]& y用:Book store, 喜欢去Borders买book/CD/DVD, $100, 也去书源(Soyodo), $50; Gas/public commute ticket. $250; Car/life/Health Insurance/Co-pay $350.% R: P. p0 e. {5 v# @9 w
住:One-bedroom in an APT complex with pool but no gym, rent/utility/phone/internet, $1200,close to downtown.
& a* p( _% y; v! _9 U. f$ h玩:大约每年五千,算每月$400.3 t. Z. w) f0 _6 p; x
Shopping: annual budget for electronics/computer/software/cool gadgets, $5000, 细算了一下可能还不够。 每月就算$400. 为我们都是苹果迷,所以Dell之类的低档货是绝不考虑的,家里有几个iPod, 几台苹果电脑,总价可能超过许多有房族的所有家具电器价格(文学城我爱我家论坛)。+ r$ Z6 ^) @9 `0 W+ C" }
Donation/membership/Journal: $1000 z, h: q2 Z7 y6 D7 O8 y
这样下来, 每月at least $4650.
2 z' g/ a9 h& r无论老中老外,认为我们过得还算潇洒。0 d3 |) |/ |' }+ C
再减去401 (maximal) 什么的,每月能攒一两千就不错了。
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" w+ N' ?4 o! [+ p. ^$ t湾区买房?对我们来说有点渴望不可及了。只好放万把快钱在股市上了,也不知什么时候能翻番变成downpay。
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不过有一点我们很 certain:
u g. T7 e+ a5 ]. VWhen we look back, we will be happy that we have enjoyed our life while we are still reasonably young.
- B% h: U5 q) R" m& P5 R0 g, H' OWe are happy that we are just lucky enough to experience Bay area life. Owning a house or not really is no big deal for us.
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8 M# K9 e2 w2 w当你成为一把老骨头时,守着百万存款大房有何用呢? |
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