房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
! M1 [# i# P$ r: I0 X" F$ K现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
$ r1 `5 c$ l5 f2 ]2 V
# I2 d( `3 @( ~/ A6 _: w2 \% l( gBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
1 ?; R$ X# T; v4 g- H# Z4 n3 m! QThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

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+ Y2 @3 n2 U; @) Y1 g# T5 k理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
5 p2 r  g! Q; F8 i现在只有p-0。6

) R5 A2 k% i0 d; X% j9 W年底现象，没事

xexe