房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
9 a- x) s, g) B) z' P) }4 T- W2 ]8 L现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.

Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
' b# @$ n1 T+ |; i; F4 ]  N. AThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

6 ]. e! G% _- m) Y  I  H+ i
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
# j; ^% ~( k7 C/ P不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

年底现象，没事

xexe