I think that it has some issues here. ( U7 y/ [& ]# Y, M 1 g' m3 u w9 b% X* }& w1 Q+ KWho can get from banks 0.50%, 1.00% ? I can't. It must be private the mortgage. Or mortgage lender is parents to their kids. Private lenders usually charge 5% -12% a year when borrowers can be approved by a big bank. 9 V# w: ]( E, i, ]
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The questionaire design here has some issues, and people who answered questions are not honest. The results are such statistics can not make any reasonable conclusion.