What is the Stable Chronic Condition (SCC) option?1 Z/ l/ Y3 ?8 w& c1 P
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 3 I; y; T$ t7 N& xWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic9 @' n4 a% m% B6 z6 O3 p
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and$ P/ E' A1 D' y1 _0 ?1 l1 Y
• there have been no new symptoms or change in symptoms; and/or ( q1 J* Y- r0 g+ B• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.% X9 x; h+ f+ L0 ~1 P1 W" j
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.