4 T$ i p8 }% b' G. y% n走着不是更省钱?6 W) }1 I+ x+ }* B3 V
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective: ; o% i# }! K' M/ C- G . a1 h; y, o1 Stotal additional income / ^7 e' T( _. V- H$ }6 p$ b) atotal taxes paid (assume it's not a cash job) D; [4 Q( o' p. xtotal tax credit transferrable to working spouse1 J$ ?: ]/ W/ H3 Y. |: _
total tax credit for child day care3 ^* Q0 D) J* @& B4 z* ]5 K
total day care cost* L& A4 G. f/ O. ^! t/ G5 r) b
9 ~$ M8 a" Q ^so the formula is:& b; K4 }# A' Z4 G, o
1 v/ W& E# ~) j' J7 u/ P$ _1 c
total additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.