The rate is prime rate plus 1. 2 P, E5 o' S) q, A* d# s$ j7 i
+ K H% G, k2 X
You can pay back whenever you want. ( z9 s2 q' X# T% |3 v0 j
) ]3 T$ [4 O1 O4 C) c. y
As I know, the first time if you borrow over $30,000, it is service charge free. Otherwise, they will charge you some money. Anyway, not too much.