insurance injury adjuster from drivers involved in accidents called trying to settle down. y$ q [" h. @: ~" M& t ) ^2 E3 k' e4 v& @I think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. `& T% l- o: W3 Y 2 W. @3 k# b# I/ Qthat what an insurance agent told me.