 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表
+ n& h3 F5 o4 A- f8 T& U请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
* J* o0 x5 k; GHouse Price = 280,000 3 `. G" H3 `* [2 @0 R
Down Payment = 98,000 (35% of total price)
) u) K1 @$ S7 @, X- H: o# ^3 tLOAN = 182,000 * S% @2 z9 M, x; F; V" Q# W
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
6 A9 N3 J) G1 I& aYEAR = 25
1 u! F Z" I) f2 ~3 e {) k% d% K: S, GMONTHLY Installment = $1,034 1 [2 A. X3 Y5 f5 E0 a# @. E. t
$ b \+ w$ }; W# _* MProperty Tax : $250 9 v: ^& }" l3 B2 _/ m
Gas+Elect.+Water : $3504 R* T: @5 |0 D5 O4 u
Misc. cost: $100
. m0 Z9 K4 m- r5 A) n* y______________________________________________________________
8 M; J! G9 V& p% o/ p) ^Total Monthly: $1734 (Just a rough estimate based on rule of thumb)& O7 N6 D/ J2 ?6 R
- L# M6 \, t, {/ X$ J% o F {& ]
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|