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原帖由 过路客 于 2006-2-7 08:04 发表6 Z. T. g5 D9 ^4 ~; w
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? $ S' I- J& I2 B% c9 u( k. F
House Price = 280,000
0 g" h1 X b; j; x& r9 P, X- `Down Payment = 98,000 (35% of total price)
1 n9 b+ H, H! W- Y* r' ` V$ XLOAN = 182,000 5 J# y3 y5 P, U
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) + ]7 W- T2 n$ ^* g# s! F3 W9 s* o
YEAR = 25
* G+ W/ a; L$ a5 X& i( Y" HMONTHLY Installment = $1,034 4 ~( [7 ? q' M# Z2 x1 D
" {, w( d. o+ s; h: kProperty Tax : $250 & G" ^' m) V* W7 @- g" f. l6 _
Gas+Elect.+Water : $350
( { a! F& v; L* t1 O* T. @( `Misc. cost: $100
K$ l$ |, Y8 D$ g______________________________________________________________) @; p1 s+ d4 K. X" N1 V* R
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)+ @' p9 M: I) G
% j: E. i+ F9 }% [# P, ^; y[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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