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原帖由 过路客 于 2006-2-7 08:04 发表, o: V( o# c" A% G( q& N
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 1 B8 u8 Z3 r+ e4 S0 r& }+ k C
House Price = 280,000 4 b2 S9 }& J* o' t
Down Payment = 98,000 (35% of total price)% c# |, Z1 y) D0 h
LOAN = 182,000
9 U+ |2 G1 J# L# H" g' ?8 DINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) , ~* {7 E" ~& X& {
YEAR = 25
* t8 U6 |, w" U! f( b9 Y4 Z' @. f! i/ fMONTHLY Installment = $1,034 8 h3 d* Z( \$ m! A% o7 q
% E: x& t7 P& B. B) ~Property Tax : $250 2 I* g/ U1 U8 d A' |: C
Gas+Elect.+Water : $350- R# ?. C" i+ s( ]! z
Misc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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