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原帖由 过路客 于 2006-2-7 08:04 发表# ? C: P5 ?! i5 S$ b$ [) z) ~
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 5 |5 y5 ?7 Q# C/ v- E: {
House Price = 280,000 6 B& o0 j( @' k, D0 X2 W1 s
Down Payment = 98,000 (35% of total price)
" |1 z8 T8 M: d8 k( r5 l/ o2 G" h }LOAN = 182,000
& A! ~+ v6 T# zINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
( X7 \6 D3 [$ S bYEAR = 25 0 U* v+ n" E% {! A( R4 W
MONTHLY Installment = $1,034
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" R6 U' e* r8 ~9 s/ s, DProperty Tax : $250
# X4 i( V9 y1 _( R2 Q3 MGas+Elect.+Water : $350+ F. w9 V8 l0 z4 a* o) V4 b4 J
Misc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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