 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表7 n8 \8 G, `4 O
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? m7 ^# f8 t7 c, V1 c- v
House Price = 280,000
. E Q7 a$ m/ y; p* b* i; d0 MDown Payment = 98,000 (35% of total price)
. y7 f& ?' s* N9 k, t' F, {LOAN = 182,000 : n6 w( u9 y9 U X( F) P
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
7 @9 Y" R3 _0 P2 t( f) BYEAR = 25 0 @, y! w9 t8 @6 q
MONTHLY Installment = $1,034 8 B, L; ?9 o7 T4 C. [7 i- t
, c8 b8 s; _& _1 \. f5 x7 _Property Tax : $250
4 a+ U2 t0 V3 D Q% JGas+Elect.+Water : $350
1 ^+ v. F; z+ b0 ^/ K$ FMisc. cost: $1005 y! ~% i9 M8 j1 s& h
______________________________________________________________- q7 D) e) P# N" R3 _: P
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
- V, x- B5 O. X1 n+ ^/ P9 k' {+ s) f
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|