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原帖由 过路客 于 2006-2-7 08:04 发表0 ]- C2 h/ p, d1 S$ |5 J) X0 E6 f
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ' h( e3 k0 N2 z- r4 z
House Price = 280,000 A" c9 O W% _7 `, L
Down Payment = 98,000 (35% of total price)! u/ p/ I' X2 L0 f; o c6 Q& E
LOAN = 182,000 7 z- ~' X# \) L6 F
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) # [1 G4 |( Q5 k( ~% j
YEAR = 25
) Q4 v% n" t8 R3 ]: yMONTHLY Installment = $1,034
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Property Tax : $250
9 ?4 o* T+ o; `; V0 b; UGas+Elect.+Water : $350
1 \' m* J0 b! T/ rMisc. cost: $100" w6 Q: v+ q' C
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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4 G- l( R; \4 V7 A[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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