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原帖由 过路客 于 2006-2-7 08:04 发表
' P5 C* C5 Q' x) m. {请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
" `- M" w" M# n8 h% X' U; Q+ `House Price = 280,000
1 K- t j& ]" PDown Payment = 98,000 (35% of total price)
% W) ?% _ z; Z. k) W, V+ vLOAN = 182,000 ( M p: G- M) T3 K+ T8 d+ r
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 5 o( l) y. F, {: ]5 d( c
YEAR = 25 ) j4 n; _* G+ J$ j! R
MONTHLY Installment = $1,034 0 m" u. W+ n/ j: _/ K% L. v
. R8 h6 d. V6 w2 J
Property Tax : $250 ' Q. I+ F) ]' G3 d+ @( `
Gas+Elect.+Water : $350
) x1 n: Q5 C' I( |; \% _9 aMisc. cost: $1009 F- F- g% p9 Q8 K+ X7 v
______________________________________________________________" @# ~# e; i4 q/ X" J& U' h" P
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
K5 f0 ~' A+ R& Q; `: n3 n
# Q% t4 `3 v% p) P[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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