as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 8 c. l. Q5 j3 b4 J: \: y; q - j* @9 S6 [5 D$ U, jYes,I hold these two rate from April from different bank. Now ,it is the time to pick one....