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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。" O  r. w6 I' k

0 J" C: `  D8 A* u0 @3 Q开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。4 |2 C% |2 o1 ^; x; }+ }' d0 }5 ~/ _
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注意申请者需有SIN。
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ING DIRECT的所有利率情况如下:
& @- `/ W, H/ G; E  ~, IInvestment Savings Account (ISA) 1.35%
; C5 }) l. J6 l9 C, QUS$ Investment Savings Account (ISA) 0.75%- {2 H3 ?' ^# L" a) N
RSP Investment Savings Account (RISA) 1.35%
; z- q7 y! N, a- Z9 N& T. k+ L1 u+ PTax-Free Investment Savings Account (TFSA) 3.00%
1 b7 H& Z% i: d" ^0 bChildren's Savings Account 1.35%
) q( N! L2 D5 @; S& s. v( ]Business Investment Savings Account 1.35%' b* V2 e" [' L* o8 [* \. ?
US$ Business Investment Savings Account 0.75%
4 J7 ?+ u, m! Q+ S) b7 h, s/ f( d, y. AGuaranteed Investment (GIC) - 1 Year 1.25%: m* C. [- t1 [! m$ v/ T+ Y2 _) b9 M
Guaranteed Investment (GIC) - 1 ½ Year 1.50%4 f4 J, S- ?/ d
Guaranteed Investment (GIC) - 2 Year 2.00%
* H4 W( b: Z8 V2 GGuaranteed Investment (GIC) - 3 Year 2.50%3 L5 W6 E6 d4 W; n; ~1 C- S& S! T' Z
Guaranteed Investment (GIC) - 4 Year 2.50%) [2 l2 W* V! {
Guaranteed Investment (GIC) - 5 Year 3.25%. ~$ e; Z# g4 Y4 b8 f* M% u( I& y
US$ Guaranteed Investment (GIC) - 1 Year 1.00%. k9 o2 Q! `- B$ q' K( J2 q0 D
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
+ [9 P" o! l. ~( XUS$ Guaranteed Investment (GIC) - 2 Year 1.25%4 M  C. z4 o# z% e( P8 v
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
) r1 ?" L; ^) D4 q; p. w! EUS$ Guaranteed Investment (GIC) - 4 Year 2.00%
+ X' R7 h6 S( m" ]3 G! S0 p8 mUS$ Guaranteed Investment (GIC) - 5 Year 2.00%
$ @6 |! q( w' x( o! x& @/ v4 HShort Term Guaranteed Investment (GIC) - 90 Days 0.50%2 p5 F2 T2 b+ w5 h; f' _1 F
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%4 \  ~% ^2 l# X* s
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%: B( `  Q  |* v& f) }( c& G
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
% Z3 i4 p! Z7 |* c6 [- Q4 aUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
8 b* \5 d' S( `/ z& d; q- _2 HUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%5 {3 |4 L; G! X# N9 ]4 ~$ m5 y. z5 a
Business Guaranteed Investment (GIC) - 1 Year 1.25%6 X9 Z+ d. N% |; G0 R
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
! ~" {" n+ S+ S/ O6 B& bBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
# J. e4 \/ {7 W& Z9 I" J3 R% |Business Guaranteed Investment (GIC) - 3 Year 2.50%& W2 o* ~& \' @0 R, Z
Business Guaranteed Investment (GIC) - 4 Year 2.50%! O: ]( E: F/ O  N/ D4 w* Q3 o
Business Guaranteed Investment (GIC) - 5 Year 3.25%
) \: }: E0 Q* N4 p; X; oUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
" `, V! f4 P/ o- P# e% a( Z8 ~+ lUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%; `- B8 u/ J/ P& p2 G
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
; o8 ~- S# X/ K& [9 l. iUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%6 F5 J( O: _2 {) y
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
! v  |# e7 `, W2 O, \9 kUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
; j, O  \8 g  x' h1 WBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%* u9 q2 |7 Z3 X
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%9 y0 Y: F0 U% x
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%; S0 w* o( @7 A
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%9 b  N7 E6 z' [, u  I
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%& P) _$ H' l4 ~
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
! b, y0 Q" {5 V# ?9 c. {RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
% @3 y( t- B3 E9 ]- yRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
/ ^7 n% l4 W  S7 L5 vRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
& e( @. O4 o7 U$ W( p9 r7 rRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
( v, Z5 F; @! x" i9 ORSP Guaranteed Investment (RGIC) - 4 Year 2.50%
: ~# B8 C0 `7 U8 @" T3 M7 nRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
4 X+ F5 g$ V6 e# {Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
0 H2 B/ r# l' ~! p( D! [Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
% I& _9 _! T$ J! ~Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%; a) b# s7 Q) g: Z0 f. G) X" ?
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
2 G0 i6 j# m: A, [! JTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%  H9 s: o( M' Y  j# {" W* ?# p
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
2 p$ O' V7 y; @- m( n, JTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
' o2 s$ Y, w0 V2 {& q' ~Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%7 ~/ I2 f; C: W' E9 j
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%( \* L( O+ S: c/ n' f
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
! G; V  s. S7 ^% e2 S$ F& XTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%  y, S& G: O, k) K
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%) f% _! I* f" v/ u# |
Credit Account as low as 3.95%
5 X- a( f1 b9 R0 A8 runmortgage - 1 Year 3.39%
- a% Q- T8 j1 A0 F' Iunmortgage - 2 Year 3.59%
. E6 Y: ^8 a6 @unmortgage - 3 Year 3.65%- E4 b& D: ]( J  n: Q0 j6 T+ D
unmortgage - 4 Year 4.09%1 h. }( V0 T6 i+ l: o% r4 n- W
unmortgage - 5 Year 4.49%! s: a4 c- x. j
unmortgage - 7 Year 5.50%
* Y" M0 ?. C' `4 }unmortgage - 10 Year 5.50%* O3 L8 T9 i' p
unmortgage - 5 year variable
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