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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230 亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。
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8 S- C. y6 \ i, D1 Z" S$ |ING DIRECT的所有利率情况如下:
% L+ s+ u; @& @: k/ {' p7 m, g" LInvestment Savings Account (ISA) 1.35%0 j9 k7 I/ ?2 Q0 j/ N
US$ Investment Savings Account (ISA) 0.75%
8 K5 V# s& j/ {! l) y5 LRSP Investment Savings Account (RISA) 1.35%% Z# f$ D# } U& V- d
Tax-Free Investment Savings Account (TFSA) 3.00%+ N: z5 @# @6 |7 F8 C3 [& ~9 G% ^
Children's Savings Account 1.35%8 z% i3 W; J5 w+ D7 r
Business Investment Savings Account 1.35%
. A) L! J1 t. k0 fUS$ Business Investment Savings Account 0.75%
- ~) B: z) ]- F! s9 c% k8 O% AGuaranteed Investment (GIC) - 1 Year 1.25%
' F8 v' j& L$ U8 a1 M/ }. ZGuaranteed Investment (GIC) - 1 ½ Year 1.50%9 ]. _ a& L, e9 h
Guaranteed Investment (GIC) - 2 Year 2.00%
# V' Y! i" g' ~+ `4 nGuaranteed Investment (GIC) - 3 Year 2.50%
5 W ?8 L- C( B9 @3 P% h" eGuaranteed Investment (GIC) - 4 Year 2.50%
: J# L& [2 `+ @. ^" \; W" mGuaranteed Investment (GIC) - 5 Year 3.25%
2 u) h- _/ o" K9 f* l: n3 HUS$ Guaranteed Investment (GIC) - 1 Year 1.00%( _4 s' } b; d! [0 _' k7 m: A7 ?
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
1 d1 p+ @$ b3 T" i8 dUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
7 e) ?; n$ n* t0 D7 o& p8 _0 o/ ZUS$ Guaranteed Investment (GIC) - 3 Year 2.00%
: q( D& ]" l# F4 b1 sUS$ Guaranteed Investment (GIC) - 4 Year 2.00%) g7 b/ e2 `/ N- h: i+ T
US$ Guaranteed Investment (GIC) - 5 Year 2.00%# \7 e; ~- c- c
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
& M; f& M* `! b" r! M0 TShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
6 U. v4 [1 A9 N5 c4 sShort Term Guaranteed Investment (GIC) - 270 Days 0.50%
/ p- V, v% y9 kUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
' s6 f" J1 |# v, f0 {* p% aUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
V* g& e- ~. r, O5 _, ZUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%5 D$ n1 Y+ b; z) _. r
Business Guaranteed Investment (GIC) - 1 Year 1.25%( n) ~9 G( l/ k- i7 w5 j; F3 Y& v2 T
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
, R' n2 m8 x# \* c0 _Business Guaranteed Investment (GIC) - 2 Year 2.00%
+ C6 b: ]+ X5 ^, d; q- c2 N; W3 S( }Business Guaranteed Investment (GIC) - 3 Year 2.50%
1 \: i3 o6 K; B. c q% A9 tBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
- a; D2 N# M3 DBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
; N8 x) @% x0 O3 D- N9 B( o# @2 GUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%' I) h8 K$ R/ ~1 j
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
! [, W/ e) X# t8 I) f( uUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
# z" N0 ?6 ]* V7 jUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%, F: m+ N" p7 H
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%* n+ G* T! F( }( V) I
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%- v4 s' S2 { `- l. L
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%* {3 z9 O. V% ]" M
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
; N* x* L2 g7 y; S3 fBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%; F" @+ x2 B: M9 k( W
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%" F1 L) M" ?( l8 T4 a
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
& j8 S6 J& o. l0 OUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%3 y- m8 I! y1 W3 h3 r2 h
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%9 J5 q$ a! ?% |2 _/ l5 `
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
5 `+ S j; k% u6 F! DRSP Guaranteed Investment (RGIC) - 2 Year 2.00%6 l- e2 _/ Z: D0 o# {
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
, s! t7 ^9 e3 L/ k3 K& zRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
|) g }' Z$ ^" P: L+ b8 V! eRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
* t7 y4 u/ i7 f' {" e( W4 Z: n* [Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%+ B O. |+ J' x1 ]
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%# ?( ]& M9 t+ N
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%" r* b, c. l' `) e+ A6 B# T# @) P
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
; w- h4 u% v h) z& p8 bTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%6 I+ ~: S B7 Q+ N! C7 Q" |8 m
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
/ v1 j1 r' j9 B) t/ C Q+ D9 sTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
$ I8 Z3 e, I2 |! h/ UTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%' ^8 m; o$ L2 ?1 P5 l) t* j
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%* }8 O/ x4 R0 z3 x. u6 c
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%4 u0 G7 N K; y! q" w% r
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
! A$ g% K- j) _Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
* `+ w) J% I* y. Z. i9 V; lCredit Account as low as 3.95%
) p# [/ C, Z( i2 {unmortgage - 1 Year 3.39%2 ^2 `# L( x1 }" t! C4 D
unmortgage - 2 Year 3.59%
# X" E7 L- p* s; R$ U' P& }/ yunmortgage - 3 Year 3.65%
9 ?- C7 r- H4 x% T. z; O) munmortgage - 4 Year 4.09%
) y1 z& C7 X+ g( t1 uunmortgage - 5 Year 4.49%
7 s- J" T. u& e9 W' Vunmortgage - 7 Year 5.50%
1 {# h4 k6 s0 A2 z. Y C5 [! yunmortgage - 10 Year 5.50%
3 E w4 s! w% Z, W# m, |unmortgage - 5 year variable |
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