优选标准:$ p2 P' T. L4 n" ? b0 L
1、消费返点,例如:0.5% or 1% or 2% and so on. 9 d1 x* d% R6 n2、免年费,超期利率等basic conditions. ) h1 A$ Y( m3 u3、信用额度credit limit, 贷款优惠等。7 n' F& \$ b; R7 m+ c5 O- B
MBNA Smart Cash: + W! Q, r9 ^% b+ }& J 5 A# |: ?3 a1 a( V7 |3 a4 o" L5% on gas and grocery for the first 6 months (3% after that);1 g' e' Z! T J! C) \ S
1% on any other purchases.