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█★█★█ 如何省钱和白赚25块钱的办法█★█★█

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发表于 2009-8-2 16:27 | 显示全部楼层 |阅读模式
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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2 k8 Y/ I! y$ Q$ T开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 15590659S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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; X  i( o7 W- d注意申请者需有SIN。
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ING DIRECT的所有利率情况如下:% z; p+ \6 `. u' x/ `
Investment Savings Account (ISA) 1.35%
6 H" [* S5 R% O# n, h6 F" T8 g( U# JUS$ Investment Savings Account (ISA) 0.75%
, y! Y  u7 I9 O$ YRSP Investment Savings Account (RISA) 1.35%
- @- p5 W, H# J' rTax-Free Investment Savings Account (TFSA) 3.00%
8 N9 Y( [3 z+ |6 x9 x" B5 @" GChildren's Savings Account 1.35%
: t; V2 t& ~$ `: ?. f4 NBusiness Investment Savings Account 1.35%* S) b+ P* R! Q- [. E
US$ Business Investment Savings Account 0.75%4 ^5 U) J4 e$ U8 Z2 C
Guaranteed Investment (GIC) - 1 Year 1.25%3 p+ e$ N9 _5 l+ t$ g
Guaranteed Investment (GIC) - 1 ½ Year 1.50%- Y& ^; E% `4 O5 M' ?: v/ u6 F
Guaranteed Investment (GIC) - 2 Year 2.00%
  L) I$ T; c8 [. ]& a& P! sGuaranteed Investment (GIC) - 3 Year 2.50%2 x$ v5 \( F4 h$ I
Guaranteed Investment (GIC) - 4 Year 2.50%
4 l1 u( K* o( C$ I7 L* K( |' KGuaranteed Investment (GIC) - 5 Year 3.25%
5 C& q1 D0 |4 u. E, s- A3 {$ jUS$ Guaranteed Investment (GIC) - 1 Year 1.00%1 a6 z9 u! O) F8 _; o& t" i
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
6 x: q! v" z0 V+ BUS$ Guaranteed Investment (GIC) - 2 Year 1.25%9 K) B8 w4 T$ b' r0 p& r' C/ a( m
US$ Guaranteed Investment (GIC) - 3 Year 2.00%- M8 u/ g, \5 g
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
, U% Z! f" {7 W4 [% Z$ Z3 PUS$ Guaranteed Investment (GIC) - 5 Year 2.00%
, Z" D& e* ~. N& xShort Term Guaranteed Investment (GIC) - 90 Days 0.50%2 Y& @5 ]* ^9 V! f+ J+ T
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%; o( \4 t, Q% t: ?, |
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%, ?, A* _) C9 y! n# p7 x" j
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
* R! Y4 V( [& FUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%& f0 ^2 N9 t# t
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%& F, v7 i" V1 A6 r& D
Business Guaranteed Investment (GIC) - 1 Year 1.25%
; D3 N' v8 Z" u  Z3 ~" q% HBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%$ a+ F7 I6 G0 f4 [, v5 D$ s& [
Business Guaranteed Investment (GIC) - 2 Year 2.00%
: X" o& [! m& `( p' j8 `% KBusiness Guaranteed Investment (GIC) - 3 Year 2.50%
- |. c5 h* G0 i; E1 j, s1 bBusiness Guaranteed Investment (GIC) - 4 Year 2.50%% [, O  J% Z* I( W5 p
Business Guaranteed Investment (GIC) - 5 Year 3.25%$ Z! s$ X8 t+ b* j. j
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%3 u, D3 C7 s) Z& Q# O- R, J8 f) o
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
) V0 V) o# W; N7 RUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
$ H7 F1 E* Q* [6 M1 _US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
% Y4 R- g! \' P; o# GUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%1 N" y9 t& |8 K+ H, M$ `
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%' k3 H3 L0 S2 o
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
: _' K2 V- h) @/ t6 VBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
9 p" J/ ?! y# X' uBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%4 P  D2 U( ?" i; u  P* p' z8 Y
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
7 k7 }* X" }* f$ iUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%- ^1 ]) c6 u# E4 f8 T) C# j8 m
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%1 F0 @# j4 m" y6 `/ [$ C$ k" {' Y; \
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
6 b0 [- c3 f2 H% T2 RRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
+ A) X7 w- n- [" o1 S. ~RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
0 Z5 {5 W4 Z8 R3 G- U, \RSP Guaranteed Investment (RGIC) - 3 Year 2.50%' E, y: @; I8 X' m0 G
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%8 e' Z: {+ _( N% w+ t/ U  L' ]/ V, G: p
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
; H- [# r! N! r& d% e  K* eShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%! w% N3 v6 c2 R8 m5 }8 @
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%5 ]3 o" V. m. r7 O5 |
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
# r. k! G3 g) T0 S: nTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%8 y; l' S9 P# h) _: T
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
) \' H' d5 S6 q9 Q1 s( |- qTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
% }" Z! k# t" C: [Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
2 i, W% x6 T- X* }: L0 ITax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
5 x( Q% @( J7 d; o$ [4 nTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%, Y) j- y5 u$ g/ H
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
( p; t! l: K9 N2 J. p$ QTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
; Q- P  W& i2 W# v4 [* oTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%: _2 S' d+ W! N0 f5 n2 y& I: y+ z% s
Credit Account as low as 3.95%6 b! ~- z2 T) U5 n# W( E
unmortgage - 1 Year 3.39%
: P- n2 p3 G7 j, Uunmortgage - 2 Year 3.59%
$ R. T  t) b/ U' @, q& s% _0 Munmortgage - 3 Year 3.65%
: n$ E5 N* i. _unmortgage - 4 Year 4.09%
( `' x+ @( S- d% _1 K" punmortgage - 5 Year 4.49%' h- h. l( o& _- I% X7 _- J
unmortgage - 7 Year 5.50%$ p4 h$ I: ?$ f& b4 C& i
unmortgage - 10 Year 5.50%
/ f3 x3 D! U+ v( @2 {4 h0 A. uunmortgage - 5 year variable
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