 鲜花( 87)  鸡蛋( 1)
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差别不大, 要看什么情况
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7 G [5 k ^+ c9 ?: W" Q假设赚 100%，存入取出税率一样32%
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| | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | | Win 100% | 14704 | 10000 | | Withdraw
9 Y E" h, M! w! y0 E | 14704 | 10000 | | Tax 32% | 4704 | 0 |
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: g0 x% o Z( @9 m/ u6 Y3 b | | 10000 | 10000 |
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但是， 如果同样赚5000就有差别( P+ l. S$ j% ~* f4 p( l3 l
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| RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | Win' {1 t, I( r$ q* `' T- U* j
$5000 | 12352 | 10000 | Withdraw7 x. j+ u5 |, Y- ]; O4 Y; ?. I
| 12352 | 10000 | | Tax 32% | 3953 | 0 |
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5 r: l9 V7 v; Z3 ~! _ | 8399 | 10000 |
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, r. S3 ^) q& {& O: b( q8 ~- u但将来退休时税率低
8 K8 N2 u- }$ I! \# w | | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | | Win 100% | 14704 | 10000 | | Withdraw
. j+ S; A7 T' G3 f3 u4 d | 14704 | 10000 | | Tax 25% | 3676 | 0 |
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9 i9 g! i: H! K | | 11028 | 10000 |
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各有利弊 |
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狗仔卡
发表于 2009-4-29 14:30
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