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 What to do if you are in a car accident. F! I: @& ]2 N7 c
4 O, D r3 F; V6 l ~ yStep1. If possible, stop your car in a safe and visible place. If a car 6 n7 E7 F* B# R$ ]3 ^7 r- f6 l
cannot be moved, turn on the hazard lights. Turn off the
+ n7 x# X2 f8 q: ^1 R ignition. Be careful when exiting your car.
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/ u/ B- |+ ^, o9 ]" O2 E( yStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
1 j* o( O& v% X5 G1 Q% v Report any injuries.4 |& E% o8 \' t q* J9 a3 O2 c$ u
( S) _0 |# z" L$ q% i8 QStep4. If another vehicle is involved, get the car’s year, make, model 4 F k9 [0 b q% [, c' ^. k
and license plate number; the driver’s name, address and license9 \7 @% `6 D# D$ `+ J& `
number; and the name of his or her insurance company. If the
" h: r; e4 U% i; m. q5 m driver does not own the car, get the name of the car’s owner. % v8 T7 s( {9 j8 k" @! h
Write down names and addresses of other passengers or
/ S# h; k. E% u/ l( o witnesses. If you have a camera take pictures of the accident
- G! ^! X3 ]. N( N( Y# Y; N scene.
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Step5. The police officer will give you a copy of the collision report.
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- V: C7 W7 f8 K; e. JStep6. Cooperate with the police, but do not admit guilt for the
0 u7 [/ v5 b- _5 b accident in any way. You may be required to show proof of : P: T' H1 r0 L1 U- |
insurance, but do not reveal how much coverage you have.
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* F0 j5 E: {4 E7 l2 DStep7. Do not accept any money the other driver may offer. By
5 [* W6 t: b B accepting money, you may give up your right to file a claim + e$ u* S0 w! i7 F, ~' V
against the other driver, even if the damages turn out to be
& d' E! ~7 K) Q( c9 l+ r more extensive than you first thought.; r' V1 l; S. s5 g, S
) M5 B+ l0 |% e% yStep8. Do not agree to forget about a minor accident. You may see
6 `: P- u( T' L! a! a( c; I later that there were hidden damages or injuries. The other
: R0 o, w4 D. A6 `5 M& Z5 y person may even file a lawsuit against you." D6 c. T. \7 Y' a- e7 H$ b! l
7 v1 E+ k* B- e2 g6 sStep9. Write an account of what happened: time of day, weather, ( F! V* j) D# `$ J7 _
hazards, road conditions and driving speed. Draw a picture of # q1 x* q# H3 U( t9 c3 A6 e# t& u
the site, showing stop signs, signal lights, etc. Try to measure 8 E L \6 v# u" l5 I. f- O, a
skid marks and determine the point of impact. Note any damage6 O2 S& d' |! D4 H+ ]' f% s4 Z
already on other cars involved. If a camera is available, take 2 ~& l$ d! c" m; J, T% o6 m
pictures of the accident.' G# n2 X( ]$ X1 P. m* f* Z
6 t8 n |2 @) r% j* \: z8 p8 W0 d i* BStep10. Report the accident to your insurance agent or insurance # \7 U& Q3 T* L( I
company as soon as possible. Call a lawyer Bruce King, to discuss) t7 k, y/ K6 T: T
your accident.* s$ t/ z# w( x C3 @- D5 N
! U k2 U' u6 b) p9 Z[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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