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 What to do if you are in a car accident6 x) M/ v7 h& I9 X9 l. c4 F: O
* y- U( }2 ?8 g e: {5 \* OStep1. If possible, stop your car in a safe and visible place. If a car 5 F# Y3 M1 P, y* p0 q% R
cannot be moved, turn on the hazard lights. Turn off the
* g$ ^. b# ~, Z1 c) O3 ~7 r. G0 M ignition. Be careful when exiting your car.
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- W8 v) T$ q& dStep2. Determine if anyone is injured. Do not move an injured person.% [" s8 V% ?/ [; y+ L' ^& B9 h
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Step3. Call 911 for the police and ambulance (if needed) immediately.
0 W7 H0 n& F2 I. a$ L Report any injuries.' k5 t6 Y% I p
1 J) ~1 B- E) t+ sStep4. If another vehicle is involved, get the car’s year, make, model
7 v* y5 V2 r6 W7 L and license plate number; the driver’s name, address and license
' r) o& G' l2 D. d0 L number; and the name of his or her insurance company. If the # D+ i+ s, D' m% [6 y7 l1 i7 Q. C
driver does not own the car, get the name of the car’s owner. ' q8 A! @# |5 Z$ A' L$ r
Write down names and addresses of other passengers or # y6 Z4 o) U- L
witnesses. If you have a camera take pictures of the accident . E# B+ ^6 W' u4 d0 M
scene.
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Step5. The police officer will give you a copy of the collision report.; a! ^+ K6 _1 z0 ?9 `3 [
' {& }6 x2 J: o) |/ S+ p- ^Step6. Cooperate with the police, but do not admit guilt for the
5 d L' b) s- g3 z7 `; N% S; y& N$ l accident in any way. You may be required to show proof of
1 `' B7 X! Z/ L. A4 B# I insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By; E$ T& V# n/ J
accepting money, you may give up your right to file a claim
- J) k% j: h7 H: Q$ T* d against the other driver, even if the damages turn out to be
7 Y. k6 L: j) @) J& h1 I more extensive than you first thought.* `. _% ~% ^* U# H. @
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Step8. Do not agree to forget about a minor accident. You may see0 C9 b# @5 G+ j
later that there were hidden damages or injuries. The other9 v! ~$ M; n P f5 j+ D3 S P2 h
person may even file a lawsuit against you.( k6 N& D& v8 c- D9 D
- y# G/ N* ]5 L% `/ C$ `Step9. Write an account of what happened: time of day, weather, 7 G: C/ K! J; I1 \' r
hazards, road conditions and driving speed. Draw a picture of
4 d2 y6 B6 d p( V: t3 r the site, showing stop signs, signal lights, etc. Try to measure $ E, b$ \6 X8 i: _. Y G+ y" B& S
skid marks and determine the point of impact. Note any damage5 p# ~% c7 W+ t* v" i( r
already on other cars involved. If a camera is available, take
8 l Z: M+ R" u" ~8 D pictures of the accident.8 b# F0 J& t; x/ g+ w
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Step10. Report the accident to your insurance agent or insurance
" p4 z( p" D8 @" L9 r* k6 y company as soon as possible. Call a lawyer Bruce King, to discuss' L7 D9 U% T5 C6 O+ L5 j! v6 j
your accident.9 F! ~( f/ s! P, p
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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