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 What to do if you are in a car accident
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" X; r$ @$ @7 p/ o; f. E, DStep1. If possible, stop your car in a safe and visible place. If a car # t8 l" |" l, g# H
cannot be moved, turn on the hazard lights. Turn off the6 L9 f( A4 h/ [
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.* z# {1 I) y$ Z3 H
! a& n2 A3 f% {3 m) m) M \Step3. Call 911 for the police and ambulance (if needed) immediately.
4 q$ ^" D) |7 ]# }" V Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
K# P- g, V; r5 s and license plate number; the driver’s name, address and license
$ T: n+ Y. ^1 x6 j: C number; and the name of his or her insurance company. If the - k" G, a7 l( Q9 R5 }
driver does not own the car, get the name of the car’s owner. 8 |1 P/ N( V( S% V
Write down names and addresses of other passengers or
3 c# @9 I# Q3 z witnesses. If you have a camera take pictures of the accident ) p5 J; v N) e9 ^, V, m
scene.
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$ X9 Z& f% D' V% I: `# WStep5. The police officer will give you a copy of the collision report./ A4 G) C r% B& Z; {( {2 g
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Step6. Cooperate with the police, but do not admit guilt for the
3 U/ a3 M- \! C- p: U; V* h accident in any way. You may be required to show proof of
Z" u0 U8 z5 w; U insurance, but do not reveal how much coverage you have.+ o1 {, \' D0 o) O& d! L
o) h, e/ w/ Y7 mStep7. Do not accept any money the other driver may offer. By
& r9 g+ }6 W3 ~1 a1 ^4 l1 E" ]3 ` accepting money, you may give up your right to file a claim 3 z: F# B! Q! p3 x3 T5 n# M
against the other driver, even if the damages turn out to be
! j6 O. E2 |& m L more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see- Y5 U7 ^; ^8 `8 M
later that there were hidden damages or injuries. The other
+ V; J6 L! e, c+ ]! c person may even file a lawsuit against you.
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9 H+ q! ]& J2 ?$ }Step9. Write an account of what happened: time of day, weather,
2 s. w0 e: t8 H+ `. J! T# Z0 v hazards, road conditions and driving speed. Draw a picture of 3 Q; c2 O V; y+ g' q
the site, showing stop signs, signal lights, etc. Try to measure
# f; z0 Y0 C/ v0 L+ c: a skid marks and determine the point of impact. Note any damage: l* N8 k# F9 G6 `
already on other cars involved. If a camera is available, take E7 x& E0 T6 W( ]
pictures of the accident.5 v, H0 M! |) B. e
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Step10. Report the accident to your insurance agent or insurance ! L. D3 S" e9 @6 k4 }
company as soon as possible. Call a lawyer Bruce King, to discuss0 I3 L- w3 H4 a7 b1 y, q6 i' n
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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