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 What to do if you are in a car accident& ~6 a, h/ t& w! W
: Y& X9 |, m% |+ ^! y& x. [+ G1 \Step1. If possible, stop your car in a safe and visible place. If a car ( |+ a0 j9 s8 `8 K) o9 I( g" l
cannot be moved, turn on the hazard lights. Turn off the. W0 l% L. D: V& |, V p
ignition. Be careful when exiting your car.* o% U% Q! q' ^+ |& K( C
/ |3 Q9 F8 s% A/ e3 cStep2. Determine if anyone is injured. Do not move an injured person./ z/ m2 k9 \1 f7 L6 P. Q6 w! z
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Step3. Call 911 for the police and ambulance (if needed) immediately.
?3 @% d. ]. j& i( f, E Report any injuries., [4 h: s- Y! S* p) K, i$ }
4 h/ s7 O; x4 U' W' |Step4. If another vehicle is involved, get the car’s year, make, model 4 ]1 l% k! R/ o* @/ H8 @' O( u0 S; `
and license plate number; the driver’s name, address and license/ [4 b8 j5 t4 l0 A5 }" X( c$ ?( c: Z3 m
number; and the name of his or her insurance company. If the
f; w- P* v+ e7 L driver does not own the car, get the name of the car’s owner. % O, z" m$ b4 W, V
Write down names and addresses of other passengers or ' s, _8 `" O, B6 a W7 V6 ~9 Y
witnesses. If you have a camera take pictures of the accident 7 i3 ?9 q- c- H1 i5 E
scene.7 E9 v I3 V/ }* L9 j* X7 D2 R$ M
- M7 r; G7 @$ Y, Z! wStep5. The police officer will give you a copy of the collision report.* ~: G3 @5 |& i/ a( {- F
6 N4 w; Y& Z2 q, F) q/ M+ ~; fStep6. Cooperate with the police, but do not admit guilt for the % C* G- t! f0 t: [
accident in any way. You may be required to show proof of
/ e d* P7 ?2 W4 b& y+ v3 w8 N insurance, but do not reveal how much coverage you have., k3 j8 I% Q) ^: u. D4 @. L& d
c7 n" \9 W3 I, iStep7. Do not accept any money the other driver may offer. By
5 n- X! R4 X* E' ], c accepting money, you may give up your right to file a claim ) ?, R, w2 u1 T% D
against the other driver, even if the damages turn out to be
, P) l* p0 s# m$ b more extensive than you first thought.; A. _# I. _" {$ R8 s0 ?( F7 {9 z
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Step8. Do not agree to forget about a minor accident. You may see& x2 V, U) b( O: ^
later that there were hidden damages or injuries. The other# c- v: s0 l2 l& }& e6 Q$ U; g2 A
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
, B L. {3 E7 }6 @ hazards, road conditions and driving speed. Draw a picture of # U0 m+ [& `! `" C" H
the site, showing stop signs, signal lights, etc. Try to measure 4 X$ i: F- p4 h7 _- z
skid marks and determine the point of impact. Note any damage
- B- `1 y" Y- D' Q5 E; ` e$ G already on other cars involved. If a camera is available, take
$ _& o3 p0 D* a pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
5 Y K3 E, w* i company as soon as possible. Call a lawyer Bruce King, to discuss
/ X2 T& j# M5 w/ T your accident.: L( I3 B) Y7 v) ]: g. `5 u
$ P: l! Q: k, }' s0 Q[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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