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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car - v: P# i( S8 s U1 x# S; b/ V
cannot be moved, turn on the hazard lights. Turn off the
0 y2 p$ m y9 j0 g* E ignition. Be careful when exiting your car.
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3 G5 U# g3 v- y' T6 C, I4 s0 sStep2. Determine if anyone is injured. Do not move an injured person.4 v) y9 M& p. j0 |
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Step3. Call 911 for the police and ambulance (if needed) immediately.
6 ]$ B$ [7 [7 J Report any injuries., p6 }+ ~: l. f% M6 y0 M
$ T: Z- B0 {) \( X! F* V$ z6 C% dStep4. If another vehicle is involved, get the car’s year, make, model 3 U I1 Y7 y! c6 f' [2 O
and license plate number; the driver’s name, address and license
' L5 P9 v& s3 K7 b number; and the name of his or her insurance company. If the
8 y; n" h& E- e driver does not own the car, get the name of the car’s owner. 2 E0 \. \: C2 X2 _) s$ U! [
Write down names and addresses of other passengers or
: H, b \, m1 L5 } witnesses. If you have a camera take pictures of the accident
; r! m: j' T$ V8 t2 `+ d scene./ D' ]3 _' y S$ _" D3 P$ J1 \
5 m& N8 D7 M7 ]" X; M/ W3 EStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
4 m1 d& S# I( ? accident in any way. You may be required to show proof of
6 @& F1 E+ J8 f- W) Z P insurance, but do not reveal how much coverage you have.8 e! v& K9 C; j) z# N$ Z7 S
6 F2 M4 N/ R* V5 M: J1 b0 EStep7. Do not accept any money the other driver may offer. By# @. s2 x: t* p3 Z# L/ ?% M
accepting money, you may give up your right to file a claim
1 N1 i' m, [; B6 ~" U* x( k! O against the other driver, even if the damages turn out to be+ V8 ^7 r; x$ ~% ?$ F( y
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see- F; H) }' r" ^' M
later that there were hidden damages or injuries. The other
' ~6 X( k4 |" B5 ~ person may even file a lawsuit against you.
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3 h# V& u) V( w8 P4 {6 SStep9. Write an account of what happened: time of day, weather, 8 I) ~2 N* o& Q# @2 t/ }* P3 G9 E5 B
hazards, road conditions and driving speed. Draw a picture of
6 Q* ?# ]. q: R, [6 ^; J" E the site, showing stop signs, signal lights, etc. Try to measure 6 ^! O3 U& N, r! \( |+ b: ~
skid marks and determine the point of impact. Note any damage
6 b+ j6 c2 F) R- v. o already on other cars involved. If a camera is available, take : m. l5 L2 R; C* X! b# k3 K, r% y
pictures of the accident.
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& R w U/ n5 UStep10. Report the accident to your insurance agent or insurance
* Y H! `! d: z* N- ?' K company as soon as possible. Call a lawyer Bruce King, to discuss2 X0 h* U. D. N' g, W4 b G- ^
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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