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 What to do if you are in a car accident
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0 @/ ?! B' T; g7 D, @+ ]7 ]( T# TStep1. If possible, stop your car in a safe and visible place. If a car
" Y' I! G; y5 I. {9 I cannot be moved, turn on the hazard lights. Turn off the5 j3 b! e' L7 [
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.* a& u4 c# G0 d6 S
$ b. T e7 g, t" FStep3. Call 911 for the police and ambulance (if needed) immediately. 7 q$ u& g' ~, B* W
Report any injuries.
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7 y' }; u* h9 R; x# k1 B7 rStep4. If another vehicle is involved, get the car’s year, make, model
n: d* I' q2 O2 M# B and license plate number; the driver’s name, address and license
) ~- r+ J! d* U2 { number; and the name of his or her insurance company. If the ) d/ q; G; O9 T c. A- J
driver does not own the car, get the name of the car’s owner.
8 r+ W* V2 d7 s! f: B1 A* B& y$ v Write down names and addresses of other passengers or q- `% S8 `8 x
witnesses. If you have a camera take pictures of the accident . B5 y4 o$ n, I: p
scene.7 [! d. B$ I5 K" h
* G1 T' ^3 a# Z9 R! H/ Y0 L; @Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 8 g4 Q' K6 R+ g: o
accident in any way. You may be required to show proof of # H" _ Z1 N, `1 M4 g8 n z
insurance, but do not reveal how much coverage you have.9 U" p2 Z& }) i8 J2 _2 s
0 C' e! j$ s, p* O$ v/ A* EStep7. Do not accept any money the other driver may offer. By- Y: }/ ~# ]9 g1 R- l. W
accepting money, you may give up your right to file a claim
9 O! t0 _9 D5 E$ X6 Y$ S against the other driver, even if the damages turn out to be3 L g, F. t* s6 V! |
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see/ P: h, y5 [) W
later that there were hidden damages or injuries. The other
4 }' X. f( L$ d: Z3 a. N person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
* @: h- f! w! O9 o hazards, road conditions and driving speed. Draw a picture of " F5 x" v/ e. d- d9 u
the site, showing stop signs, signal lights, etc. Try to measure
& s: J7 L8 e4 N! b0 O skid marks and determine the point of impact. Note any damage
; Q; M2 k6 Q, o- ^7 ^, ` p already on other cars involved. If a camera is available, take , E4 U- U% }1 L( k4 }$ E2 v( P
pictures of the accident.
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9 T/ \8 a& v5 |Step10. Report the accident to your insurance agent or insurance
. p7 \9 V1 h! t1 d6 O, q company as soon as possible. Call a lawyer Bruce King, to discuss
$ u" K- D& \: A: b your accident.( ~& I, |3 `9 z* I
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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