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Step1. If possible, stop your car in a safe and visible place. If a car 9 Y$ P1 {1 ~. N; W
cannot be moved, turn on the hazard lights. Turn off the
$ t! K: Z. e0 F ?8 x; V ignition. Be careful when exiting your car.8 P% q: |/ A2 w. B
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Step2. Determine if anyone is injured. Do not move an injured person.+ \) Y# K; M6 [) N4 m2 {
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Step3. Call 911 for the police and ambulance (if needed) immediately.
/ H F% I, l" s Report any injuries.0 \9 i) N5 u' n
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Step4. If another vehicle is involved, get the car’s year, make, model # y5 R( j6 m6 |4 u1 A0 q, }& C. s
and license plate number; the driver’s name, address and license
* `+ h. r7 E7 B5 j2 \* G number; and the name of his or her insurance company. If the
. I1 ?5 g! a1 b8 y' D driver does not own the car, get the name of the car’s owner.
- n+ {6 O" I, S0 n1 @2 E7 K Write down names and addresses of other passengers or
( ~4 F R9 l+ L1 E# P witnesses. If you have a camera take pictures of the accident . t# S: Q) d2 A! S5 M4 H
scene.
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Step5. The police officer will give you a copy of the collision report.* D: A3 y2 M% J" u0 |4 l6 a( \
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Step6. Cooperate with the police, but do not admit guilt for the
0 c* h! u) K) l3 c4 t! p ~ accident in any way. You may be required to show proof of
$ I& B9 Q! J; [8 j# _ insurance, but do not reveal how much coverage you have." N/ ]# }, q& ]. b, c
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Step7. Do not accept any money the other driver may offer. By1 k5 y7 K3 T+ f
accepting money, you may give up your right to file a claim : ^$ i! n+ \$ ]6 @5 q0 q/ g
against the other driver, even if the damages turn out to be- ]! c9 z; S) e1 m9 E; G9 ^; t
more extensive than you first thought.9 H. k( X7 d- K% t1 ^% h) [
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Step8. Do not agree to forget about a minor accident. You may see' f: Y, R+ {0 F
later that there were hidden damages or injuries. The other! {# m& q" L+ D' B
person may even file a lawsuit against you.
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8 f- p( Y7 H) g( v, ]1 m1 sStep9. Write an account of what happened: time of day, weather,
" w) ~6 n8 ^. C2 v/ Z. h* A hazards, road conditions and driving speed. Draw a picture of / F- g9 P. {5 a
the site, showing stop signs, signal lights, etc. Try to measure & p2 `. c9 x* b3 W
skid marks and determine the point of impact. Note any damage
' S0 B& K- o2 V; t8 }5 j already on other cars involved. If a camera is available, take 0 L: x6 Q' v3 u. k5 ^; T; X, q3 A
pictures of the accident.& I6 |- w+ h; d! q
) ?& w+ W+ w# J. m. WStep10. Report the accident to your insurance agent or insurance
7 l6 ]$ }! [4 c+ X+ Z" s company as soon as possible. Call a lawyer Bruce King, to discuss# i: \9 x. L2 |/ v: A$ k' j' J
your accident.
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* U Y, o+ K8 k# Z' I S. a5 C: b: K H[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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发表于 2005-3-18 13:02
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