 鲜花( 1)  鸡蛋( 0)
|
 What to do if you are in a car accident4 n8 z" t9 J; }8 n4 ?# u/ U
+ }2 c( A6 W9 m2 Z# |8 M0 H
Step1. If possible, stop your car in a safe and visible place. If a car ; Y# B" e" x. z! h9 i
cannot be moved, turn on the hazard lights. Turn off the, \, A& U" Z. p& m; q0 \* a; ?5 D
ignition. Be careful when exiting your car.
! Y5 h1 ?$ j) q. }. `+ l+ C7 s8 _) E3 Z, Y/ n
Step2. Determine if anyone is injured. Do not move an injured person.3 X2 Y2 p. v* `. R$ ^
9 l( q1 ^7 }6 ? W, Q; s6 XStep3. Call 911 for the police and ambulance (if needed) immediately. 7 X X; L6 ]+ T( R
Report any injuries.
$ @3 S, p( J, X3 O5 j/ D' H& U+ A$ j; |+ O, M
Step4. If another vehicle is involved, get the car’s year, make, model 3 |$ Q: f- @$ H& _- o, N2 o
and license plate number; the driver’s name, address and license& i4 T7 W5 r/ J/ t9 q& u% x
number; and the name of his or her insurance company. If the
1 \) i4 [( |; {0 { driver does not own the car, get the name of the car’s owner.
2 q6 p) L3 b! x0 j8 C Write down names and addresses of other passengers or
3 j W7 e3 K$ R- A witnesses. If you have a camera take pictures of the accident . A) ^* l6 _6 U$ b$ }0 n
scene.& O: ^- H, P8 b4 [3 ^
4 c( Q7 U( M1 N# R% w d. aStep5. The police officer will give you a copy of the collision report.. m- c4 T, T2 K7 `
7 `0 r, _' z# T- g) s) ^2 N+ ~
Step6. Cooperate with the police, but do not admit guilt for the - w5 c: Y/ t0 z$ r! Y8 H
accident in any way. You may be required to show proof of , f% f" y; x: E- m4 B+ C# U4 O
insurance, but do not reveal how much coverage you have.' Q3 e. u, f$ A* t( m1 L3 a0 L8 p$ O
6 c i/ b% I4 [! p, F4 N8 M& BStep7. Do not accept any money the other driver may offer. By9 L& V" c, c+ Q5 `- m* d$ p9 I
accepting money, you may give up your right to file a claim # Y" x! J" s% ~
against the other driver, even if the damages turn out to be
1 R0 Q2 K' q! R more extensive than you first thought.
0 O. x+ W X5 y" ?" ?2 V; U: E5 O# g
Step8. Do not agree to forget about a minor accident. You may see
6 p5 y( o* t5 M# S, T g5 k later that there were hidden damages or injuries. The other. x' l" {7 v9 J2 g5 L8 _
person may even file a lawsuit against you.
8 l! {, f F6 g- Q9 _; ~! `& x {; y5 p
Step9. Write an account of what happened: time of day, weather,
. k: `0 N$ s& h2 I- i# i0 ~ hazards, road conditions and driving speed. Draw a picture of ! Z6 Y. O I4 O4 p
the site, showing stop signs, signal lights, etc. Try to measure
$ R4 z# C/ A0 |: s$ H" [5 t skid marks and determine the point of impact. Note any damage
4 \3 E, V8 J/ l& x& ~& C already on other cars involved. If a camera is available, take
, [9 V0 i+ L( x' E pictures of the accident.
j( U! l! S2 F5 X8 k; m4 p& h2 c
n5 M7 I' Y4 r# y% E. yStep10. Report the accident to your insurance agent or insurance
" {$ ?9 S U$ U( j9 N$ o company as soon as possible. Call a lawyer Bruce King, to discuss
# ^8 ]4 b; F8 G1 P6 k your accident.
+ |6 {! |+ s; v! ^4 V
2 F1 b# b% e% C2 ^9 q1 t[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
|