great rate and sercvice% {# K( C* ?) W( ~; j9 c+ X
not a call center where you have talk to different rep everytime you call about your case.# r! J V% a. R: z
lots of discounts * t+ X5 R4 ~" O& U8 E; O$ N6 yproducts ranging from auto,tenant insurance, life,health,dental to RRsp etc. ( r* `) a' M+ v: \english and chinese sercie at hand' k% X" W R8 m( ~' |