I am with TD too. $700+ per year for basic coverage. : ~' g! @# a$ P4 [0 v3 z" R0 W: l0 C5 Q
You don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.