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Step 1 Do you qualify5 A- }& G% f4 Z2 }
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor' G: |& }6 n2 t) B
be the common-law partner of a deceased CPP contributor
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; U$ c4 [& S+ o4 j" fThe amount you receive as a surviving spouse or common-law partner will depend on:
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, F# {: x4 b4 z+ u" N+ j( {whether you are younger or older than age 65
5 m/ H8 { G3 r( Q1 [# I5 F0 ghow much, and for how long, the deceased contributor has paid into the CPP& R# Y6 W( A4 e( H. ?
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 H! g! o- Q$ V0 O
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If you are age 65 or older
. m, v0 H2 P9 k5 yYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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* W5 m- z J& ^% c4 pIf you are under age 65
2 R5 [! }* U# T3 g# v) k f eYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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