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Step 1 Do you qualify, E0 o6 h. s D5 f# E/ n
To qualify for the survivor’s pension, you must:4 R3 h7 t' e. m" R0 r
- n+ N" d5 v, x0 Zbe legally married to a deceased CPP contributor
! L- |. H# R0 R' n, C/ D5 R abe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:4 ^+ K2 x4 Z2 I) c8 f
, m1 i$ \$ |2 j/ j, Vwhether you are younger or older than age 65
, G8 A6 |$ D# G# ~1 chow much, and for how long, the deceased contributor has paid into the CPP
. X5 c% j0 F; e( X( g/ b5 ~We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older0 m* [ d' b u4 }3 p9 t9 K- S" f
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits. v" v4 y5 i, d. w3 l) o: t
5 s8 j; q5 H ~6 [1 O7 ~( `% UIf you are under age 65
6 Y9 m" |9 b1 i/ T9 r8 N2 }You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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