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Step 1 Do you qualify
1 w5 x& Y; K4 I) a' J" `To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
/ z6 v/ Y' K7 `1 G2 @% [be the common-law partner of a deceased CPP contributor
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% o Q5 i" M5 D+ p( w3 HThe amount you receive as a surviving spouse or common-law partner will depend on:& E- o2 L; G, e: ?: v
' {1 d& ?$ K3 @8 \/ Wwhether you are younger or older than age 65
1 e; {! S. F" f1 ?, Zhow much, and for how long, the deceased contributor has paid into the CPP' P; ?, ]9 Y- ?. s7 T
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
' ]/ ~" N0 z( C. Q& bYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.8 {& B- m* [+ {4 H* N2 h" A
( M8 i, d7 {2 B- y: n9 CIf you are under age 65- G e$ `' @; A
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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