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Step 1 Do you qualify
! }0 Y- D: l' N- j9 YTo qualify for the survivor’s pension, you must:7 P% q e3 J" Y5 E" K
$ E6 X7 W+ [- |+ |- P0 sbe legally married to a deceased CPP contributor
3 a% `0 T2 j9 |5 c3 ube the common-law partner of a deceased CPP contributor
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$ b; Q' l" w! l, M# z# e' g! EThe amount you receive as a surviving spouse or common-law partner will depend on:" x! s7 j& q; S6 N0 Q* t
' E0 X& d5 L( ?' w7 Lwhether you are younger or older than age 65
' X$ O6 n: ]. |- S: }how much, and for how long, the deceased contributor has paid into the CPP3 Y+ n* v' J! Z( ~
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.( B! N/ [/ c8 _* A5 ?6 G' ^0 r( e
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If you are age 65 or older
, v, @! _( c2 b: [( GYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65% v6 d6 F! C+ |. L3 ]
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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