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Step 1 Do you qualify( N: [% T& u3 b, G, f2 X
To qualify for the survivor’s pension, you must:7 l- u( Q0 C9 [6 S% Z; Y
! l8 X4 t2 Q! ~# I) lbe legally married to a deceased CPP contributor
0 K% C- G0 Y* W8 B6 S6 zbe the common-law partner of a deceased CPP contributor2 Z9 ]- \- {; o4 P5 Q
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The amount you receive as a surviving spouse or common-law partner will depend on:8 t" L" z" M% ~ r; b9 `% L% ^
4 g2 ^9 _3 l e& \& A% B# mwhether you are younger or older than age 654 q( Z9 ~" q7 z- c7 ~; L3 s
how much, and for how long, the deceased contributor has paid into the CPP& B6 Z4 Z$ d- `" q9 g0 x7 \
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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l+ R& \8 F4 a) N, H5 ]. S* b) oIf you are age 65 or older- H, J; h+ V1 e y5 j, c9 l. x) j
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.; J" }, ~8 \+ o2 n& ?& o2 M
. |3 U# `$ H; Z1 C' FIf you are under age 65
, g% B" @2 K! r9 A. DYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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