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保险有一百到两百万的liability insurance,并不是撞了人就100%有刑事责任,这要看当时的情况,是不是由司机疏忽引起的,如果不是,这就是保险公司愿不愿意赔的民事案件,如果是司机引起的,也要看情节严重程度,不少时候都是保险公司赔钱解决问题。
This type of truck may have many millions of liability insurance, the lawyer will figure out. Not ordinary person's job. The lawyer is trained to be after money....