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原帖由 过路客 于 2006-2-7 08:04 发表 h. D" L* I8 t4 l! _
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 8 I! U* N3 j3 L- X, \& u
House Price = 280,000 6 Q" }( M' w% n& k" j& \& }: I
Down Payment = 98,000 (35% of total price)/ {& `! P4 V4 v! v
LOAN = 182,000 2 v/ t- w, z( R U* ?
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
- l& v2 G _9 `; G# w4 {7 `YEAR = 25 8 D# [, I7 Z; t% p& u# f6 {
MONTHLY Installment = $1,034
, g* K* ]' e( |0 D: g' `6 ~: W
Property Tax : $250 " `) c9 z7 y3 {
Gas+Elect.+Water : $350' j' f* b y' b5 n# }
Misc. cost: $100* Q: L/ w: H0 y9 f
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9 X/ ?8 r, S- F+ x& c. ^) e: bTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)8 b* I5 { Q+ B) A8 V+ j s) u
, l( R7 x1 r2 P- a1 x[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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