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原帖由 过路客 于 2006-2-7 08:04 发表- b4 z6 ?+ b( j( ]
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
( J% n* O6 z4 l; I2 {5 xHouse Price = 280,000
8 u* m1 k" _2 ?1 WDown Payment = 98,000 (35% of total price)
% [ x0 e* E& i4 v* K0 g: }2 qLOAN = 182,000
# g# F- [' U6 ]3 U. K% aINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ' c3 Q8 b7 V/ Q4 D Z9 H; R2 G
YEAR = 25
; T! @9 c* W$ ~1 f, qMONTHLY Installment = $1,034
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Property Tax : $250
8 M% Z( M, V TGas+Elect.+Water : $350
. _4 f; L) q! i& ^4 a' P: }Misc. cost: $1005 _4 \' `. X% z, |; l4 i9 O- c
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: [1 [0 T! F) j. BTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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( i5 `0 s7 K2 D- ~: p[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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