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原帖由 过路客 于 2006-2-7 08:04 发表
7 @2 L' N( o( t" `$ o请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? # _& i4 y* k! g! o- _
House Price = 280,000
U) R F/ q# {0 C4 zDown Payment = 98,000 (35% of total price)
8 d, L, F& w( O7 `LOAN = 182,000 ( S4 [" Z$ @& o
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
+ ~5 B! m/ `* `, v! T: v5 AYEAR = 25
\% h( z% e$ s5 t# |MONTHLY Installment = $1,034 4 I3 `+ v, W9 g; p+ Q
) v4 U8 u s- K- U) K
Property Tax : $250 ) Y( ?" Y/ g& s; m) K) F0 W7 K# Z
Gas+Elect.+Water : $350
: t9 ~$ S4 x, v* F( L1 qMisc. cost: $100* Z0 ?6 m# p" {0 A
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)7 @0 T: B& }2 K; f' L, [
. F0 | U# r& | M& @% i/ ?3 K[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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