 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
5 \$ d9 [ f( T请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 8 j9 |0 ]; t( }/ F' _
House Price = 280,000 * M: J- f$ i+ ^: v" e
Down Payment = 98,000 (35% of total price)
) ?( H4 R$ W: g8 GLOAN = 182,000
) {1 r5 ^2 L, u# u9 ?' `; NINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
# D! J; ~0 @5 L2 a' |4 G8 eYEAR = 25 * w$ U+ L: r- x( t- `. l
MONTHLY Installment = $1,034
) `0 {$ G. W6 |( P( L6 K
7 C) n& N& h; k, J7 CProperty Tax : $250 % H7 `0 N- Z0 n8 F7 w0 u
Gas+Elect.+Water : $3506 M0 c1 ]- K% G* x
Misc. cost: $1002 M+ s: y0 d0 t. T
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1 [& e+ m8 X) e0 UTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)4 c. ^: Q- b ~& k
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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