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原帖由 过路客 于 2006-2-7 08:04 发表$ |. y, B# g: Y: o% k. m+ A
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
7 X5 F2 L) p0 Z! M! r' XHouse Price = 280,000
* g6 c8 {$ j. V5 w, P* ADown Payment = 98,000 (35% of total price)
5 L9 V2 p6 i9 f% HLOAN = 182,000
2 ^3 @7 Y0 K5 @! D9 f! xINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ' N5 B/ v$ ^, [$ ]: b. \
YEAR = 25 / Q; {* X/ o/ G9 ^9 b
MONTHLY Installment = $1,034
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. n* P/ U% c$ Z' ]* h: [0 p: uProperty Tax : $250
! ?# y2 y" F# e5 \3 o' {Gas+Elect.+Water : $350. Z& }& A5 q2 P0 t. @" V3 j
Misc. cost: $100$ W5 v! W9 N. ]6 { U: g; x, D7 @$ k
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! H( |* D$ Z4 Z" g" J* UTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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