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原帖由 过路客 于 2006-2-7 08:04 发表4 I1 z; D( B5 [- J- ], h
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
! B9 x- ]2 ?- n6 Q% ^' H: BHouse Price = 280,000 - X2 ]& x1 F; ]0 _) Y; K
Down Payment = 98,000 (35% of total price)
- c0 e5 O7 \/ d L! Z0 `* ?, z; KLOAN = 182,000 t1 b) t7 ]2 ?0 [5 \5 W
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
* B( b* }$ a& ~( \( i) XYEAR = 25
. N0 Y1 R/ g7 R; M6 u6 }: c* YMONTHLY Installment = $1,034
; }) h5 F7 g( Z, [" W" g* r& i. B
- ?3 Z$ @/ J8 h$ vProperty Tax : $250 - y, R' k3 D+ n4 ]) w
Gas+Elect.+Water : $350; \( k% ^1 h6 R5 J' x! N
Misc. cost: $100
. v! a0 Y- p* u______________________________________________________________
0 p' n- O" N: X4 F' ~7 o* b" V2 Z8 ZTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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