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原帖由 过路客 于 2006-2-7 08:04 发表
& i# s6 h. J0 L0 @请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
+ R# H. A3 a9 G O7 y) y3 {House Price = 280,000 , g& H9 K$ j: z3 \0 t, t3 N9 o
Down Payment = 98,000 (35% of total price)7 @& c! f7 _2 F" W* d
LOAN = 182,000 8 M# ?+ l, p; ~* ]
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) $ A5 i |$ g4 B6 u2 O( Z2 z# U4 W
YEAR = 25
5 v+ O5 |( e" b& aMONTHLY Installment = $1,034 & i* R( x& E0 _$ ]3 G
6 U0 V) g- x2 pProperty Tax : $250
/ X8 N, q4 y) [/ N$ i. mGas+Elect.+Water : $350' _7 }* ?' E7 B1 P0 B" a
Misc. cost: $100
4 e1 V$ S- g5 E* F* d2 P" d, o- [______________________________________________________________
5 Y. m& e9 i, O- ]7 }: s* L- ZTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)3 C, o' X1 t0 z9 g
# t+ |9 ?+ }: w( `' o[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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