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原帖由 过路客 于 2006-2-7 08:04 发表
0 M/ M+ J3 }8 e2 }$ z1 V# |8 B请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? , k; k% L- y! P" i! p
House Price = 280,000
b3 H2 ], k0 W: ?/ @Down Payment = 98,000 (35% of total price)
( ?' g4 ]7 }( m6 ?LOAN = 182,000
# M: r( t* \4 @9 E0 l, }INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
6 W/ P4 G. h$ n! b* V! x ?YEAR = 25
' [# a# r3 b/ i' |- G# b! E( lMONTHLY Installment = $1,034
+ J, H; V f# k( H$ `2 Z; P, p5 n4 @" d7 [5 l% L) c
Property Tax : $250 & s7 ]7 P, j3 @( m* p
Gas+Elect.+Water : $350
M+ W0 D( N. V% `5 k( SMisc. cost: $1004 ~5 q' `- Z: b- K' k
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; R5 z7 O G1 b$ P2 O3 [Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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