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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
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5 U% [ E. q! h" b; u1 m我会将附件发给斑竹， 让他们粘贴出来。
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, W* H# i) ?2 L! N+ C5 R1 l下面是该机构的评述：
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) K/ d! m L2 X& |; J7 U8 }- f“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%4 _ Q5 X6 }% Z+ u9 R: i* ^
I factored in increases in prime over the next 24 months. Prime would go up to 5.25% 3 H" k0 O7 ]& Z) h/ i
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).8 q' F1 m I( O9 T! u9 N* J
8 ?: u/ B8 U8 L7 o$ B; WResults: 9 U7 k2 ~+ X- O
The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!
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: m6 ~! }6 b# Q7 B& E4 |I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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" O6 M% w, y. j+ C+ f E0 [Thanks” |
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发表于 2010-4-27 10:11
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