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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。 k3 W# X m1 |; m z& _
8 U, Z9 e3 l4 [" b8 k; ^$ g% g开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。5 n7 _1 L( n6 j. f
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ING DIRECT的所有利率情况如下:
% p/ W) _; N4 ^) y( y/ |4 xInvestment Savings Account (ISA) 1.35%5 U4 Y" g/ f* Y7 [5 o
US$ Investment Savings Account (ISA) 0.75%0 r1 e* q& |2 p( W8 H- A: b
RSP Investment Savings Account (RISA) 1.35%
- c+ Q& n0 m7 \5 }4 |% Y' KTax-Free Investment Savings Account (TFSA) 3.00%
5 r0 [0 Z# Q" c) U4 H' D3 r4 {Children's Savings Account 1.35%" |/ N% g7 D9 C9 X2 @; ]3 j7 b* L: e
Business Investment Savings Account 1.35%
^- p0 S, c+ MUS$ Business Investment Savings Account 0.75%
6 {& Z1 X0 z1 I& R% a) AGuaranteed Investment (GIC) - 1 Year 1.25%: v* O. ]; ~ q, q' @
Guaranteed Investment (GIC) - 1 ½ Year 1.50%; ~) z( t8 S0 z& p
Guaranteed Investment (GIC) - 2 Year 2.00%
" X. ], L- y6 ] lGuaranteed Investment (GIC) - 3 Year 2.50%
) A- D1 b& c7 `& C; r. X% \- ^Guaranteed Investment (GIC) - 4 Year 2.50%
( }! G8 c- N& oGuaranteed Investment (GIC) - 5 Year 3.25%
* B5 s: y y, p" qUS$ Guaranteed Investment (GIC) - 1 Year 1.00%1 k1 T2 }9 Y# v! Y
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%4 C2 t4 l3 I0 n$ V* y
US$ Guaranteed Investment (GIC) - 2 Year 1.25%" D, R0 ?4 v% N
US$ Guaranteed Investment (GIC) - 3 Year 2.00%. C) j; K& B M2 c
US$ Guaranteed Investment (GIC) - 4 Year 2.00%( ?+ \& `/ ?- F0 ^
US$ Guaranteed Investment (GIC) - 5 Year 2.00%. _4 H' [ j$ H! S1 i1 a/ v7 n
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%- V" w) x+ l5 `* V% }
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
& U( i% F; c" s0 ^! f, u2 lShort Term Guaranteed Investment (GIC) - 270 Days 0.50%4 p1 g7 i" r: M8 s7 m1 e# E
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%, K" A6 w6 c2 M( c
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%) u, Q" V r9 G, b7 l+ Q1 Y
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
2 D$ s9 s# `6 L6 m! I6 iBusiness Guaranteed Investment (GIC) - 1 Year 1.25%; Q8 R7 B. B- m* c
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%8 K3 Z3 F: z2 k
Business Guaranteed Investment (GIC) - 2 Year 2.00%) l+ v' u# a1 B6 Y# Q
Business Guaranteed Investment (GIC) - 3 Year 2.50%
3 \; b* [" ?; h, a" ^" g( a3 RBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
. d T& k' L3 d* R, J# E, B- cBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
3 e' j2 [+ ^3 K; J: d' \US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%/ w+ E/ F4 {) j- W( X% A
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%% O6 ?. D' t3 r! g
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25% L1 Z- H8 \3 z
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%" Y2 l& L6 f! ?' M' r7 s
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
1 E0 D5 t, z: T) M$ yUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00% n5 |% P9 z) w6 U: x) b" J
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
$ c/ e' |. g5 N( V; m6 [3 i1 xBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%8 i6 S% [, ]' k$ e& ~+ t
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
~$ g0 h' h2 w0 FUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
) u6 U, m/ V% I) ?; ?4 ZUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00% ~4 t" z& b1 w+ U6 K+ x
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%* S" F$ c& O1 _* d: U* [
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%9 j6 I0 _2 L7 L* P6 j
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
$ F {4 a- u: ~6 MRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
8 s; t$ W. Z8 Z* V0 @3 ^9 W# rRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
- ?# y6 x* v1 w5 t$ @8 MRSP Guaranteed Investment (RGIC) - 4 Year 2.50%9 B8 r! U% F% C
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%4 m' V1 M' [% L, y
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%5 E2 {4 q! _& ^- @; K# s
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50% I. O: P7 c- j9 X
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
' |- v' S1 N5 ?' p3 xTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
, {, e6 [* a* k! q6 \Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%/ M' j0 \$ b* b& C! W- H' m
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
! X7 a& }, _8 w' B) O0 G6 @: A# `3 f1 PTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
, e! j: q- g7 ?0 F# r5 \Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
4 F# t. Y$ n' aTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%2 O9 c1 s$ L! \1 o g2 B1 H: A
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
6 ]! C* D9 q( t. FTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%/ [& J/ A7 m; E/ M$ }' E9 \
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%& ?" d& l- I ]8 m9 u6 T
Credit Account as low as 3.95%( q- c' E, p/ }6 S6 |5 m
unmortgage - 1 Year 3.39%
1 x' W4 H) I4 N8 K" h1 f) ounmortgage - 2 Year 3.59%
: s% U. P4 C5 `, ~' Z6 Q; tunmortgage - 3 Year 3.65%
2 x3 ]* e6 p8 }: }3 \) x) L' b# ~* hunmortgage - 4 Year 4.09%
$ _+ A2 p2 r h" k* Punmortgage - 5 Year 4.49%/ z- ?* J& B5 @$ c3 v
unmortgage - 7 Year 5.50%
" ^5 J; ^' w0 q* Y& N9 j& Tunmortgage - 10 Year 5.50%+ J$ b, s! |. Z4 t# W4 a$ a
unmortgage - 5 year variable |
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