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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。! L; y' B( o, s

8 K% o4 F. C+ x3 b. O, }! l开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
. w# o3 J7 i: Q2 S3 p2 \
4 t& r9 }3 K3 [注意申请者需有SIN。# k8 c1 y0 E5 q* U( ?) i4 M% a

/ W( S. p) p9 ^9 T) z# fING DIRECT的所有利率情况如下:
6 k2 \0 l' Z2 w9 `" FInvestment Savings Account (ISA) 1.35%
( k( x5 S5 }: }$ ]) hUS$ Investment Savings Account (ISA) 0.75%' B0 R9 p7 o5 n7 r( A
RSP Investment Savings Account (RISA) 1.35%8 W) @7 y" @, k8 A9 ^2 }7 W
Tax-Free Investment Savings Account (TFSA) 3.00%
* W' `! B; `" H2 K1 J. HChildren's Savings Account 1.35%9 [' f2 D1 \( Z) s4 i
Business Investment Savings Account 1.35%2 W5 m( R% m# \8 f3 h
US$ Business Investment Savings Account 0.75%# E0 q, d" |" \7 I
Guaranteed Investment (GIC) - 1 Year 1.25%, o0 f) r6 |  v* w: X
Guaranteed Investment (GIC) - 1 ½ Year 1.50%7 S! h% z, M2 F5 a  P8 f
Guaranteed Investment (GIC) - 2 Year 2.00%: m( h3 ~5 @, V1 Q. Q, b
Guaranteed Investment (GIC) - 3 Year 2.50%
# _, o( r6 |4 r# H+ c* \; PGuaranteed Investment (GIC) - 4 Year 2.50%+ N* B$ C" T) J3 w& e( c
Guaranteed Investment (GIC) - 5 Year 3.25%
, J2 A  ]$ h/ [7 c: |US$ Guaranteed Investment (GIC) - 1 Year 1.00%
& Y( o( k  J5 Q( O# S: DUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%0 M( V% h% q8 C/ K
US$ Guaranteed Investment (GIC) - 2 Year 1.25%& l5 f) G& c4 |. b- ^4 |
US$ Guaranteed Investment (GIC) - 3 Year 2.00%+ Y2 g9 H' _% I7 `( v9 m9 v
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
1 W: ^: P/ H, G. W6 k5 o6 j% q) DUS$ Guaranteed Investment (GIC) - 5 Year 2.00%* V0 Z% P; A' [
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%( t+ ^2 h0 l: o5 M7 f! J+ m" X
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%1 {% W" s2 N$ j5 S$ P5 }6 z
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%4 I- Z3 x5 c- B. u6 H; v3 W& T: ~% D
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%* o8 B# \2 }' g- E5 X3 g
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%/ [" o! p% |% e. g! k0 K9 `
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
3 Z. o( E/ v) G( _. P% p4 vBusiness Guaranteed Investment (GIC) - 1 Year 1.25%
8 ^' h: a4 ]. QBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%' [# A8 h: L' }1 ]% _/ T
Business Guaranteed Investment (GIC) - 2 Year 2.00%
2 k- Q" E- ?# T8 p8 w. @/ uBusiness Guaranteed Investment (GIC) - 3 Year 2.50%1 i( Z" Z; l* O+ c
Business Guaranteed Investment (GIC) - 4 Year 2.50%. T2 Q2 ~0 R: e1 n, {
Business Guaranteed Investment (GIC) - 5 Year 3.25%  D, `3 b+ }* j! i+ D
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
" l3 B7 w8 l2 J& u2 QUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%7 P& s+ X0 y1 Q+ r: v0 }6 z
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
% @! h4 n: B$ a( N# _US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
" R; d, G5 c" m' N8 `  dUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
, }7 X& y4 ]+ E; F) ]US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%# V9 T/ B# `# S
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
% C( B/ {7 M# f- o4 gBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
5 m8 R# j: J/ m( M5 }4 VBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%, R' C% O+ G' n$ e4 ?
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%  B: t8 Y& k2 ~. j6 D4 M1 I' Y# T( [
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%& E' |5 f7 I- s" N3 I
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%' `2 u! Y: S  S1 G
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%3 Z9 j' X0 r4 n1 ~& g% Z6 n. P" z
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%5 P& \: I; o4 H
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
- h7 F% @/ u/ D) g0 k! p0 YRSP Guaranteed Investment (RGIC) - 3 Year 2.50%* _8 c/ u) F  {4 U# ^
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
# j$ P( h7 j" i  w, T& w7 aRSP Guaranteed Investment (RGIC) - 5 Year 3.25%" r4 I7 L1 S. F) f% K4 [% S+ L! ^
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%' C+ K8 M$ a! S: G# ]& C7 o& s* d
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%1 Y0 f+ S9 P/ {- M" I2 S2 v# f
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%) Z% l9 ]2 B8 [" E- a
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
; t0 Y2 s+ R7 q  r2 HTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%( A: o' {% b0 Z
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%" |, ~1 h+ h9 j# a( h* J
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
9 P2 \+ y6 t# V' xTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%& j" ^# O1 T1 d8 K
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%1 G+ {( [: ]  o. ^" o* u1 Y
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
% P5 A4 e' O/ M; j! tTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%+ ^6 m( Z( Z  h- `7 H
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
1 C2 C7 Z; R2 n3 c5 t8 Q8 V- RCredit Account as low as 3.95%1 e. @/ u8 X5 w/ _
unmortgage - 1 Year 3.39%  _# _: m! O; F! }3 s* z0 s5 P
unmortgage - 2 Year 3.59%
, {$ {" m  Y3 `2 m. g% }unmortgage - 3 Year 3.65%
( L: `; T+ ~3 g, Qunmortgage - 4 Year 4.09%
2 {1 H' w- M7 E5 h. w% }unmortgage - 5 Year 4.49%
: e0 \/ }, I+ K. ?+ r* Dunmortgage - 7 Year 5.50%0 S( O3 J  h! B  K' A
unmortgage - 10 Year 5.50%
( t' Q. J3 J5 e( p! gunmortgage - 5 year variable
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