优选标准: , v; {9 K) [- b& {" S1、消费返点,例如:0.5% or 1% or 2% and so on. 7 N( ]: a6 H7 G$ J2、免年费,超期利率等basic conditions.: C) E+ X, m& x3 J% w# f
3、信用额度credit limit, 贷款优惠等。% v; i* v ~7 h* n) O
MBNA Smart Cash: : T! A8 {/ ^' U. n% \& O4 z; K' h1 A/ ^& z9 ^8 V0 c
5% on gas and grocery for the first 6 months (3% after that); 1 o: Z* C+ ^+ ~1 U: H5 ]/ _' z1% on any other purchases.