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█★█★█ 如何省钱和白赚25块钱的办法█★█★█

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发表于 2009-8-2 16:27 | 显示全部楼层 |阅读模式
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
( m+ i) J# `4 M, r
+ s4 @1 `3 M8 p" X( f/ }3 s开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 15590659S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
$ t' [7 x. i; b8 ~* ?- q3 d( u' K6 Z" A. A
注意申请者需有SIN。8 o2 J2 z. T/ g" [" _0 z# W
* T2 }0 ~  R4 N( ^. v
ING DIRECT的所有利率情况如下:
- O4 d! P) F  {8 }7 x: fInvestment Savings Account (ISA) 1.35%+ e! ^4 q2 V' \0 t# r3 u
US$ Investment Savings Account (ISA) 0.75%
6 }9 U; l* K4 A8 @: j- VRSP Investment Savings Account (RISA) 1.35%
' l3 G6 \7 o. H, P7 gTax-Free Investment Savings Account (TFSA) 3.00%
! d$ o# I8 B2 E9 [8 S/ ?Children's Savings Account 1.35%
* L: i" a8 B" t: Z: k5 IBusiness Investment Savings Account 1.35%2 I4 r' r% z& c8 @; E+ D; D
US$ Business Investment Savings Account 0.75%
" u5 a9 P: q' [6 C4 AGuaranteed Investment (GIC) - 1 Year 1.25%: b& H4 W& }, I$ O
Guaranteed Investment (GIC) - 1 ½ Year 1.50%3 W5 t* E/ l3 g7 V( b: B
Guaranteed Investment (GIC) - 2 Year 2.00%
. Z7 |6 D6 Z/ k) J8 y  L$ GGuaranteed Investment (GIC) - 3 Year 2.50%* _8 b: T- y$ y5 i: ^
Guaranteed Investment (GIC) - 4 Year 2.50%
* I/ O1 Z. w  t& n4 P$ e7 ]' e& F- HGuaranteed Investment (GIC) - 5 Year 3.25%
3 S/ e1 p5 T9 M9 l/ |7 pUS$ Guaranteed Investment (GIC) - 1 Year 1.00%: u# {2 E3 J5 H, X. O; S
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%9 W1 y  }+ y- l* W/ h; C& |2 G
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
5 O5 U+ q$ ~9 _8 K/ j2 Z% dUS$ Guaranteed Investment (GIC) - 3 Year 2.00%1 N" y8 q' R9 X& O7 w$ u
US$ Guaranteed Investment (GIC) - 4 Year 2.00%5 _2 i' s( P/ _4 I+ x1 _
US$ Guaranteed Investment (GIC) - 5 Year 2.00%- Q! f) U( u. Y5 N
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%4 I2 {4 I5 F  B
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%" o& H, d* B: |- q# i; C4 H
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%: J! [' k% y& w; c7 N/ u
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
2 V" T0 f% H! U6 F+ _9 W; dUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%+ S" \. L. R  _, ^  |7 }  c, S
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%% e# Q1 D# c  ^+ n. y1 `4 ?7 m4 I* e
Business Guaranteed Investment (GIC) - 1 Year 1.25%# Q5 F- z' N5 E# l9 v) B
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
- Y7 G2 {3 p( cBusiness Guaranteed Investment (GIC) - 2 Year 2.00%) j6 Q9 k/ R  L6 A" Q( x6 ^9 _+ p
Business Guaranteed Investment (GIC) - 3 Year 2.50%
' V; ~9 V! Q2 {8 jBusiness Guaranteed Investment (GIC) - 4 Year 2.50%9 f0 E1 ?/ B& b$ m
Business Guaranteed Investment (GIC) - 5 Year 3.25%. A+ h# [" w& D& D9 i, S5 B
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
. L$ Y1 ]) r+ d; w7 MUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%1 n/ h6 w* _$ k, W' N
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%! l: I% O. p# ~5 h5 C7 ]- W
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%. l' n* x/ X& T
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
/ Y, Q, m0 s! U! J5 MUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
! g3 m+ s; g" b; Z* d- LBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
* X( y+ L, N1 @& G2 VBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%( s4 P+ B) v4 B5 |+ G
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
& `) H4 \$ E& r( hUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
3 M- Y; J- ]+ B0 k& pUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%; M: }" f" v  o5 f; A- U
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%* F, e3 h6 N" l' N: X# @
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%' \9 S* |/ H$ Z; {, K6 V# W1 x4 ^
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%! ], Q( _9 }+ H9 b# A/ N
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
$ w7 G6 ~% p1 S% E, KRSP Guaranteed Investment (RGIC) - 3 Year 2.50%' Q7 g+ v8 P5 S! G* p
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%1 J: N" j! j) k/ x! B$ l- e( _- p
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%' e" T1 a( d) \4 O, m+ z9 t
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
8 G  t$ u8 `" }' _Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%: e. O/ n1 P. ^
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%# f) L2 l( ?4 T% @
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%# V% D2 |7 P6 g) |9 \, ?% z/ h# x
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
% o2 @$ K3 f- WTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%3 z4 ]( ~% ~( O; E
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
, c) Z. a8 R% _4 Z7 V) b8 ^9 x5 ^2 K; l, DTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
, e3 Y. S. M6 ~$ VTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
) ?4 v8 L1 o0 q4 D" r5 T! ]Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%' y9 `  m9 }  Q$ x5 x: E1 ], {9 n
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%* q" ]# g, t/ N. A
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%3 B. @8 E4 K  d* ~
Credit Account as low as 3.95%8 _6 Y/ r# E* S& @) s; ?
unmortgage - 1 Year 3.39%+ m& t& }9 Q2 C9 q. E
unmortgage - 2 Year 3.59%
6 P1 q9 a4 ^  ?' [3 f5 @unmortgage - 3 Year 3.65%
0 ]. {" @# D2 l9 C/ ~$ e, ^9 p6 b$ Funmortgage - 4 Year 4.09%
% o( v# X0 @$ ]# G  R2 i0 c) Zunmortgage - 5 Year 4.49%
- `# Q6 Z# e% d# Yunmortgage - 7 Year 5.50%; ~9 g  Y  |3 J& X$ J
unmortgage - 10 Year 5.50%" A- B( ^! k( K2 b& d
unmortgage - 5 year variable
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