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原帖由 来加多年 于 2006-9-18 17:09 发表. F$ U$ j; j2 y8 v' F0 h4 R& x
Sorry no Chinese input.% ?! E# r" Y3 E5 a
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I could be wrong on this little calculation:7 x& N5 ~4 U3 a% q* @. E
6 l3 ~: e/ q, |9 i7 oAssume I have 75000 CAD on hand right now. " [. K1 E5 T. ]2 S9 i
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If I buy GIC, interest is 4%.) }" W& C7 ]7 ^
I also have to rent a dwelling to live in: $ ... * [, y, i$ m2 q0 u6 I; e! D: W
你算得不对吧?第一年你收入6000,但是借债225000+利息,资产表收入应该是负值.你的收益应该是资产(房屋当前值)-负债(应付贷款),即 300000*1.02-(225000+利息-第一年payment).要等若干年后,这个值才会变正.
. d- F/ X( r% J0 c, e7 D0 y- H9 @0 i; h不算债你当然赚啦. |
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